What is the Best Neighborhoods USA ranking for Rustic Oaks?
Rustic Oaks is ranked #29 of 78 eligible neighborhoods in Garland; #401 of 1,241 eligible neighborhoods in TX; and #5,300 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Rustic Oaks
Garland, TX | Dallas County
Scored premium profile
Best Neighborhoods USA Index
56.2
Stability and Strength
70.1
Value Opportunity
75.2
Momentum
7.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Garland, TX |
| County | Dallas County |
| National rank | #5,300 of 14,967 |
| State rank | #401 of 1,241 |
| City rank | #29 of 78 |
| County rank | #61 of 152 |
| National percentile | 64.6 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $336,914 |
| Year-over-year home value change | -6.1% |
| Month-over-month home value change | -0.37% |
| Home value to income ratio | 3.06 |
| Median household income | $110,166 |
| Bachelor's degree or higher | 31.0% |
| Civilian unemployment rate | 0.7% |
| Homeownership rate | 91.9% |
| Housing vacancy rate | 5.7% |
| Rent burden 30% or higher | 48.7% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Rustic Oaks
Is Rustic Oaks one of the best neighborhoods in Garland?
Rustic Oaks has a Best Neighborhoods USA Index of 56.2 and a city ranking of #29 of 78 eligible neighborhoods in Garland.
How much are homes worth in Rustic Oaks?
The current Zillow Home Value Index for Rustic Oaks is approximately $336,914.
Are home values rising or falling in Rustic Oaks?
Zillow neighborhood values changed -6.1% year over year and -0.37% month over month.
What is the Neighborhood Momentum Score for Rustic Oaks?
Rustic Oaks has a Neighborhood Momentum Score of 7.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Rustic Oaks?
The NDS-derived neighborhood median household income is approximately $110,166.
How affordable is Rustic Oaks relative to household income?
The current Zillow home-value-to-household-income ratio is 3.06. Price-to-income affordability is a major Value Opportunity input.
Is Rustic Oaks primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 91.9%.
What is the unemployment rate in Rustic Oaks?
The NDS-derived civilian unemployment rate is approximately 0.7%.
How educated are residents of Rustic Oaks?
Approximately 31.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Rustic Oaks face high rent burden?
Approximately 48.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Rustic Oaks?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications13
Estimated originations8
Home-purchase applications8
Origination rate56.8%
Home-purchase share61.6%
Average application loan$334,209
Total application loan amount$4,482,202
National application rank#11,801 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 36.7% YoY; originations 38.5% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.
Texas Current Housing Market
Current housing market in Rustic Oaks
A current-market snapshot based on active sale listings observed in the certified National Data System Texas housing refresh.
1
Active listings observed
$255,000
Median asking price
$138.29
Median asking price / sq. ft.
30.0
Median days on market
1,844 sq. ft.
Median home size
Observed asking-price range: $255,000 to $255,000
Newest listing observed: 2026-08-20 19:00:00-05:00
How this current-market geography is determined
Coverage basis: Exact Zillow neighborhood polygon matches.
1 exact polygon match. Exact Zillow polygon membership and supplemental Census Block Group association remain separate in the governed data. Supplemental associations are not represented as exact Zillow polygon membership.
Current listing observations are separate from BestNeighborhoodsUSA rankings and do not change neighborhood scores, ranks, historical Zillow trends, Census measures, or HMDA mortgage intelligence.