What is the Best Neighborhoods USA ranking for Second Creek?
Second Creek is ranked #20 of 108 eligible neighborhoods in Mobile; #33 of 258 eligible neighborhoods in AL; and #3,611 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Second Creek
Mobile, AL | Mobile County
Scored premium profile
Best Neighborhoods USA Index
61.3
Stability and Strength
54.7
Value Opportunity
59.9
Momentum
73.7
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Mobile, AL |
| County | Mobile County |
| National rank | #3,611 of 14,967 |
| State rank | #33 of 258 |
| City rank | #20 of 108 |
| County rank | #24 of 148 |
| National percentile | 75.9 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $344,155 |
| Year-over-year home value change | 3.5% |
| Month-over-month home value change | 0.23% |
| Home value to income ratio | 4.63 |
| Median household income | $74,272 |
| Bachelor's degree or higher | 45.0% |
| Civilian unemployment rate | 3.3% |
| Homeownership rate | 53.9% |
| Housing vacancy rate | 1.7% |
| Rent burden 30% or higher | 56.9% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Second Creek
Is Second Creek one of the best neighborhoods in Mobile?
Second Creek has a Best Neighborhoods USA Index of 61.3 and a city ranking of #20 of 108 eligible neighborhoods in Mobile.
How much are homes worth in Second Creek?
The current Zillow Home Value Index for Second Creek is approximately $344,155.
Are home values rising or falling in Second Creek?
Zillow neighborhood values changed 3.5% year over year and 0.23% month over month.
What is the Neighborhood Momentum Score for Second Creek?
Second Creek has a Neighborhood Momentum Score of 73.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Second Creek?
The NDS-derived neighborhood median household income is approximately $74,272.
How affordable is Second Creek relative to household income?
The current Zillow home-value-to-household-income ratio is 4.63. Price-to-income affordability is a major Value Opportunity input.
Is Second Creek primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 53.9%.
What is the unemployment rate in Second Creek?
The NDS-derived civilian unemployment rate is approximately 3.3%.
How educated are residents of Second Creek?
Approximately 45.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Second Creek face high rent burden?
Approximately 56.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Second Creek?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications125
Estimated originations73
Home-purchase applications41
Origination rate58.4%
Home-purchase share32.8%
Average application loan$196,040
Total application loan amount$24,587,048
National application rank#3,509 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 34.3% YoY; originations 32.6% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.