What is the Best Neighborhoods USA ranking for Winterset?
Winterset is ranked #127 of 302 eligible neighborhoods in Fort Wayne; #194 of 656 eligible neighborhoods in IN; and #2,515 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Winterset
Fort Wayne, IN | Allen County
Scored premium profile
Best Neighborhoods USA Index
64.9
Stability and Strength
68.0
Value Opportunity
65.4
Momentum
59.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Fort Wayne, IN |
| County | Allen County |
| National rank | #2,515 of 14,967 |
| State rank | #194 of 656 |
| City rank | #127 of 302 |
| County rank | #127 of 302 |
| National percentile | 83.2 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $287,656 |
| Year-over-year home value change | 2.3% |
| Month-over-month home value change | -0.03% |
| Home value to income ratio | 4.02 |
| Median household income | $71,531 |
| Bachelor's degree or higher | 44.4% |
| Civilian unemployment rate | 0.0% |
| Homeownership rate | 82.5% |
| Housing vacancy rate | 6.6% |
| Rent burden 30% or higher | 33.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Winterset
Is Winterset one of the best neighborhoods in Fort Wayne?
Winterset has a Best Neighborhoods USA Index of 64.9 and a city ranking of #127 of 302 eligible neighborhoods in Fort Wayne.
How much are homes worth in Winterset?
The current Zillow Home Value Index for Winterset is approximately $287,656.
Are home values rising or falling in Winterset?
Zillow neighborhood values changed 2.3% year over year and -0.03% month over month.
What is the Neighborhood Momentum Score for Winterset?
Winterset has a Neighborhood Momentum Score of 59.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Winterset?
The NDS-derived neighborhood median household income is approximately $71,531.
How affordable is Winterset relative to household income?
The current Zillow home-value-to-household-income ratio is 4.02. Price-to-income affordability is a major Value Opportunity input.
Is Winterset primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 82.5%.
What is the unemployment rate in Winterset?
The NDS-derived civilian unemployment rate is approximately 0.0%.
How educated are residents of Winterset?
Approximately 44.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Winterset face high rent burden?
Approximately 33.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Winterset?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications3
Estimated originations2
Home-purchase applications1
Origination rate59.7%
Home-purchase share41.6%
Average application loan$151,623
Total application loan amount$515,957
National application rank#14,179 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 63.8% YoY; originations 84.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.