Neighborhood Profile

Indian Hills-Stonewall Estates-Monticello

Lexington, KY | Fayette County
Scored premium profile
Best Neighborhoods USA Index
72.1
National rank: #999 of 14,967
Stability and Strength
68.2
Score
Value Opportunity
70.2
Score
Momentum
81.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationLexington, KY
CountyFayette County
National rank#999 of 14,967
State rank#10 of 115
City rank#3 of 38
County rank#3 of 38
National percentile93.3
National bandTOP_10_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$403,182
Year-over-year home value change3.9%
Month-over-month home value change0.47%
Home value to income ratio3.90
Median household income$103,360
Bachelor's degree or higher56.7%
Civilian unemployment rate3.7%
Homeownership rate78.2%
Housing vacancy rate3.9%
Rent burden 30% or higher51.0%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Indian Hills-Stonewall Estates-Monticello

What is the Best Neighborhoods USA ranking for Indian Hills-Stonewall Estates-Monticello?

Indian Hills-Stonewall Estates-Monticello is ranked #3 of 38 eligible neighborhoods in Lexington; #10 of 115 eligible neighborhoods in KY; and #999 of 14,967 eligible neighborhoods in the United States.

Is Indian Hills-Stonewall Estates-Monticello one of the best neighborhoods in Lexington?

Indian Hills-Stonewall Estates-Monticello has a Best Neighborhoods USA Index of 72.1 and a city ranking of #3 of 38 eligible neighborhoods in Lexington.

How much are homes worth in Indian Hills-Stonewall Estates-Monticello?

The current Zillow Home Value Index for Indian Hills-Stonewall Estates-Monticello is approximately $403,182.

Are home values rising or falling in Indian Hills-Stonewall Estates-Monticello?

Zillow neighborhood values changed 3.9% year over year and 0.47% month over month.

What is the Neighborhood Momentum Score for Indian Hills-Stonewall Estates-Monticello?

Indian Hills-Stonewall Estates-Monticello has a Neighborhood Momentum Score of 81.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Indian Hills-Stonewall Estates-Monticello?

The NDS-derived neighborhood median household income is approximately $103,360.

How affordable is Indian Hills-Stonewall Estates-Monticello relative to household income?

The current Zillow home-value-to-household-income ratio is 3.90. Price-to-income affordability is a major Value Opportunity input.

Is Indian Hills-Stonewall Estates-Monticello primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 78.2%.

What is the unemployment rate in Indian Hills-Stonewall Estates-Monticello?

The NDS-derived civilian unemployment rate is approximately 3.7%.

How educated are residents of Indian Hills-Stonewall Estates-Monticello?

Approximately 56.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Indian Hills-Stonewall Estates-Monticello face high rent burden?

Approximately 51.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Indian Hills-Stonewall Estates-Monticello?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications381
Estimated originations254
Home-purchase applications139
Origination rate66.7%
Home-purchase share36.6%
Average application loan$220,357
Total application loan amount$83,900,633
National application rank#837 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 21.6% YoY; originations 19.1% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.