Neighborhood Profile

Emerson-Garfield

Spokane, WA | Spokane County
Scored premium profile
Best Neighborhoods USA Index
35.7
National rank: #12,197 of 14,967
Stability and Strength
36.5
Score
Value Opportunity
44.1
Score
Momentum
22.5
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSpokane, WA
CountySpokane County
National rank#12,197 of 14,967
State rank#463 of 533
City rank#19 of 26
County rank#20 of 27
National percentile18.5
National bandLOWER_25_PERCENT
Neighborhood Expert Opportunity
Become the Neighborhood Expert for this market

Reach consumers while they are actively deciding where to live.

Inquire about this market
Unsold commercial placement. No local expert is currently assigned.

Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$293,929
Year-over-year home value change-1.5%
Month-over-month home value change-0.53%
Home value to income ratio4.85
Median household income$60,654
Bachelor's degree or higher25.9%
Civilian unemployment rate5.9%
Homeownership rate52.8%
Housing vacancy rate6.9%
Rent burden 30% or higher58.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Emerson-Garfield

What is the Best Neighborhoods USA ranking for Emerson-Garfield?

Emerson-Garfield is ranked #19 of 26 eligible neighborhoods in Spokane; #463 of 533 eligible neighborhoods in WA; and #12,197 of 14,967 eligible neighborhoods in the United States.

Is Emerson-Garfield one of the best neighborhoods in Spokane?

Emerson-Garfield has a Best Neighborhoods USA Index of 35.7 and a city ranking of #19 of 26 eligible neighborhoods in Spokane.

How much are homes worth in Emerson-Garfield?

The current Zillow Home Value Index for Emerson-Garfield is approximately $293,929.

Are home values rising or falling in Emerson-Garfield?

Zillow neighborhood values changed -1.5% year over year and -0.53% month over month.

What is the Neighborhood Momentum Score for Emerson-Garfield?

Emerson-Garfield has a Neighborhood Momentum Score of 22.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Emerson-Garfield?

The NDS-derived neighborhood median household income is approximately $60,654.

How affordable is Emerson-Garfield relative to household income?

The current Zillow home-value-to-household-income ratio is 4.85. Price-to-income affordability is a major Value Opportunity input.

Is Emerson-Garfield primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 52.8%.

What is the unemployment rate in Emerson-Garfield?

The NDS-derived civilian unemployment rate is approximately 5.9%.

How educated are residents of Emerson-Garfield?

Approximately 25.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Emerson-Garfield face high rent burden?

Approximately 58.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Emerson-Garfield?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications352
Estimated originations203
Home-purchase applications163
Origination rate57.7%
Home-purchase share46.5%
Average application loan$225,869
Total application loan amount$79,415,353
National application rank#940 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 11.6% YoY; originations 11.4% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.