Neighborhood Profile

West Ocean City

Berlin, MD | Worcester County
Scored premium profile
Best Neighborhoods USA Index
49.7
National rank: #7,726 of 14,967
Stability and Strength
42.8
Score
Value Opportunity
38.8
Score
Momentum
76.1
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationBerlin, MD
CountyWorcester County
National rank#7,726 of 14,967
State rank#90 of 273
City rankNot available
County rankNot available
National percentile48.4
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$579,478
Year-over-year home value change3.1%
Month-over-month home value change0.44%
Home value to income ratio5.70
Median household income$101,623
Bachelor's degree or higher32.6%
Civilian unemployment rate13.4%
Homeownership rate74.3%
Housing vacancy rate39.9%
Rent burden 30% or higher51.9%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in West Ocean City

What is the Best Neighborhoods USA ranking for West Ocean City?

West Ocean City is ranked No published Berlin rank is currently available; #90 of 273 eligible neighborhoods in MD; and #7,726 of 14,967 eligible neighborhoods in the United States.

Is West Ocean City one of the best neighborhoods in Berlin?

West Ocean City has a Best Neighborhoods USA Index of 49.7 and a city ranking of No published Berlin rank is currently available.

How much are homes worth in West Ocean City?

The current Zillow Home Value Index for West Ocean City is approximately $579,478.

Are home values rising or falling in West Ocean City?

Zillow neighborhood values changed 3.1% year over year and 0.44% month over month.

What is the Neighborhood Momentum Score for West Ocean City?

West Ocean City has a Neighborhood Momentum Score of 76.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in West Ocean City?

The NDS-derived neighborhood median household income is approximately $101,623.

How affordable is West Ocean City relative to household income?

The current Zillow home-value-to-household-income ratio is 5.70. Price-to-income affordability is a major Value Opportunity input.

Is West Ocean City primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 74.3%.

What is the unemployment rate in West Ocean City?

The NDS-derived civilian unemployment rate is approximately 13.4%.

How educated are residents of West Ocean City?

Approximately 32.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in West Ocean City face high rent burden?

Approximately 51.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score West Ocean City?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications90
Estimated originations48
Home-purchase applications42
Origination rate53.1%
Home-purchase share46.4%
Average application loan$321,350
Total application loan amount$28,917,147
National application rank#4,756 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 32.7% YoY; originations 13.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.