What is the Best Neighborhoods USA ranking for Lincoln?
Lincoln is ranked #2 of 35 eligible neighborhoods in Fargo; #2 of 36 eligible neighborhoods in ND; and #27 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Lincoln
Fargo, ND | Cass County
Scored premium profile
Best Neighborhoods USA Index
87.4
Stability and Strength
87.5
Value Opportunity
88.1
Momentum
86.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Fargo, ND |
| County | Cass County |
| National rank | #27 of 14,967 |
| State rank | #2 of 36 |
| City rank | #2 of 35 |
| County rank | #2 of 35 |
| National percentile | 99.8 |
| National band | TOP_1_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $370,688 |
| Year-over-year home value change | 5.7% |
| Month-over-month home value change | 0.40% |
| Home value to income ratio | 2.50 |
| Median household income | $148,122 |
| Bachelor's degree or higher | 57.4% |
| Civilian unemployment rate | 0.0% |
| Homeownership rate | 95.3% |
| Housing vacancy rate | 4.5% |
| Rent burden 30% or higher | 1.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Lincoln
Is Lincoln one of the best neighborhoods in Fargo?
Lincoln has a Best Neighborhoods USA Index of 87.4 and a city ranking of #2 of 35 eligible neighborhoods in Fargo.
How much are homes worth in Lincoln?
The current Zillow Home Value Index for Lincoln is approximately $370,688.
Are home values rising or falling in Lincoln?
Zillow neighborhood values changed 5.7% year over year and 0.40% month over month.
What is the Neighborhood Momentum Score for Lincoln?
Lincoln has a Neighborhood Momentum Score of 86.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Lincoln?
The NDS-derived neighborhood median household income is approximately $148,122.
How affordable is Lincoln relative to household income?
The current Zillow home-value-to-household-income ratio is 2.50. Price-to-income affordability is a major Value Opportunity input.
Is Lincoln primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 95.3%.
What is the unemployment rate in Lincoln?
The NDS-derived civilian unemployment rate is approximately 0.0%.
How educated are residents of Lincoln?
Approximately 57.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Lincoln face high rent burden?
Approximately 1.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Lincoln?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications70
Estimated originations49
Home-purchase applications30
Origination rate69.3%
Home-purchase share42.6%
Average application loan$205,214
Total application loan amount$14,365,950
National application rank#5,820 of 14,874 rankable neighborhoods
Geometry coverage98.4%
Recent trend: Applications 11.5% YoY; originations 4.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.