Neighborhood Profile

Reserce at Sharp Lake

Richardson, TX | Collin County
Scored premium profile
Best Neighborhoods USA Index
30.7
National rank: #13,367 of 14,967
Stability and Strength
39.6
Score
Value Opportunity
33.6
Score
Momentum
12.5
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationRichardson, TX
CountyCollin County
National rank#13,367 of 14,967
State rank#1,083 of 1,241
City rank#46 of 48
County rank#38 of 41
National percentile10.7
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$886,410
Year-over-year home value change-4.1%
Month-over-month home value change-0.30%
Home value to income ratio15.51
Median household income$57,141
Bachelor's degree or higher69.7%
Civilian unemployment rate11.1%
Homeownership rate8.1%
Housing vacancy rate0.0%
Rent burden 30% or higher62.8%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Reserce at Sharp Lake

What is the Best Neighborhoods USA ranking for Reserce at Sharp Lake?

Reserce at Sharp Lake is ranked #46 of 48 eligible neighborhoods in Richardson; #1,083 of 1,241 eligible neighborhoods in TX; and #13,367 of 14,967 eligible neighborhoods in the United States.

Is Reserce at Sharp Lake one of the best neighborhoods in Richardson?

Reserce at Sharp Lake has a Best Neighborhoods USA Index of 30.7 and a city ranking of #46 of 48 eligible neighborhoods in Richardson.

How much are homes worth in Reserce at Sharp Lake?

The current Zillow Home Value Index for Reserce at Sharp Lake is approximately $886,410.

Are home values rising or falling in Reserce at Sharp Lake?

Zillow neighborhood values changed -4.1% year over year and -0.30% month over month.

What is the Neighborhood Momentum Score for Reserce at Sharp Lake?

Reserce at Sharp Lake has a Neighborhood Momentum Score of 12.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Reserce at Sharp Lake?

The NDS-derived neighborhood median household income is approximately $57,141.

How affordable is Reserce at Sharp Lake relative to household income?

The current Zillow home-value-to-household-income ratio is 15.51. Price-to-income affordability is a major Value Opportunity input.

Is Reserce at Sharp Lake primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 8.1%.

What is the unemployment rate in Reserce at Sharp Lake?

The NDS-derived civilian unemployment rate is approximately 11.1%.

How educated are residents of Reserce at Sharp Lake?

Approximately 69.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Reserce at Sharp Lake face high rent burden?

Approximately 62.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Reserce at Sharp Lake?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications2
Estimated originations1
Home-purchase applications1
Origination rate56.7%
Home-purchase share49.3%
Average application loan$387,985
Total application loan amount$837,092
National application rank#14,533 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -6.9% YoY; originations 8.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.

Texas Current Housing Market

Current housing market in Reserce at Sharp Lake

A current-market snapshot based on active sale listings observed in the certified National Data System Texas housing refresh.

1
Active listings observed
$1,150,000
Median asking price
$245.88
Median asking price / sq. ft.
1.0
Median days on market
4,677 sq. ft.
Median home size
Observed asking-price range: $1,150,000 to $1,150,000 Newest listing observed: 2026-09-18 19:00:00-05:00
How this current-market geography is determined

Coverage basis: Exact Zillow neighborhood polygon matches.

1 exact polygon match. Exact Zillow polygon membership and supplemental Census Block Group association remain separate in the governed data. Supplemental associations are not represented as exact Zillow polygon membership.

Current listing observations are separate from BestNeighborhoodsUSA rankings and do not change neighborhood scores, ranks, historical Zillow trends, Census measures, or HMDA mortgage intelligence.