Neighborhood Profile

Settler's Crossing

Gilbert, AZ | Maricopa County
Scored premium profile
Best Neighborhoods USA Index
61.6
National rank: #3,518 of 14,967
Stability and Strength
69.9
Score
Value Opportunity
71.7
Score
Momentum
34.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationGilbert, AZ
CountyMaricopa County
National rank#3,518 of 14,967
State rank#189 of 746
City rank#84 of 179
County rank#180 of 546
National percentile76.5
National bandTOP_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$534,526
Year-over-year home value change-0.6%
Month-over-month home value change-0.20%
Home value to income ratio3.51
Median household income$152,436
Bachelor's degree or higher41.6%
Civilian unemployment rate6.1%
Homeownership rate77.4%
Housing vacancy rate2.3%
Rent burden 30% or higher7.4%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Settler's Crossing

What is the Best Neighborhoods USA ranking for Settler's Crossing?

Settler's Crossing is ranked #84 of 179 eligible neighborhoods in Gilbert; #189 of 746 eligible neighborhoods in AZ; and #3,518 of 14,967 eligible neighborhoods in the United States.

Is Settler's Crossing one of the best neighborhoods in Gilbert?

Settler's Crossing has a Best Neighborhoods USA Index of 61.6 and a city ranking of #84 of 179 eligible neighborhoods in Gilbert.

How much are homes worth in Settler's Crossing?

The current Zillow Home Value Index for Settler's Crossing is approximately $534,526.

Are home values rising or falling in Settler's Crossing?

Zillow neighborhood values changed -0.6% year over year and -0.20% month over month.

What is the Neighborhood Momentum Score for Settler's Crossing?

Settler's Crossing has a Neighborhood Momentum Score of 34.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Settler's Crossing?

The NDS-derived neighborhood median household income is approximately $152,436.

How affordable is Settler's Crossing relative to household income?

The current Zillow home-value-to-household-income ratio is 3.51. Price-to-income affordability is a major Value Opportunity input.

Is Settler's Crossing primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 77.4%.

What is the unemployment rate in Settler's Crossing?

The NDS-derived civilian unemployment rate is approximately 6.1%.

How educated are residents of Settler's Crossing?

Approximately 41.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Settler's Crossing face high rent burden?

Approximately 7.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Settler's Crossing?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications7
Estimated originations5
Home-purchase applications2
Origination rate64.1%
Home-purchase share32.1%
Average application loan$287,930
Total application loan amount$2,063,087
National application rank#13,180 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -2.1% YoY; originations -8.5% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.