What is the Best Neighborhoods USA ranking for McNaughton?
McNaughton is ranked #8 of 43 eligible neighborhoods in Elkhart; #134 of 656 eligible neighborhoods in IN; and #1,739 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
McNaughton
Elkhart, IN | Elkhart County
Scored premium profile
Best Neighborhoods USA Index
68.1
Stability and Strength
60.0
Value Opportunity
63.2
Momentum
88.1
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Elkhart, IN |
| County | Elkhart County |
| National rank | #1,739 of 14,967 |
| State rank | #134 of 656 |
| City rank | #8 of 43 |
| County rank | #9 of 59 |
| National percentile | 88.4 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $206,380 |
| Year-over-year home value change | 5.3% |
| Month-over-month home value change | 0.62% |
| Home value to income ratio | 3.47 |
| Median household income | $59,545 |
| Bachelor's degree or higher | 23.4% |
| Civilian unemployment rate | 0.1% |
| Homeownership rate | 85.7% |
| Housing vacancy rate | 4.6% |
| Rent burden 30% or higher | 32.1% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in McNaughton
Is McNaughton one of the best neighborhoods in Elkhart?
McNaughton has a Best Neighborhoods USA Index of 68.1 and a city ranking of #8 of 43 eligible neighborhoods in Elkhart.
How much are homes worth in McNaughton?
The current Zillow Home Value Index for McNaughton is approximately $206,380.
Are home values rising or falling in McNaughton?
Zillow neighborhood values changed 5.3% year over year and 0.62% month over month.
What is the Neighborhood Momentum Score for McNaughton?
McNaughton has a Neighborhood Momentum Score of 88.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in McNaughton?
The NDS-derived neighborhood median household income is approximately $59,545.
How affordable is McNaughton relative to household income?
The current Zillow home-value-to-household-income ratio is 3.47. Price-to-income affordability is a major Value Opportunity input.
Is McNaughton primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 85.7%.
What is the unemployment rate in McNaughton?
The NDS-derived civilian unemployment rate is approximately 0.1%.
How educated are residents of McNaughton?
Approximately 23.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in McNaughton face high rent burden?
Approximately 32.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score McNaughton?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications40
Estimated originations26
Home-purchase applications18
Origination rate65.4%
Home-purchase share45.9%
Average application loan$103,229
Total application loan amount$4,122,193
National application rank#8,147 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -7.0% YoY; originations -9.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.