What is the Best Neighborhoods USA ranking for Southern Crossing?
Southern Crossing is ranked #12 of 13 eligible neighborhoods in Bend; #185 of 254 eligible neighborhoods in OR; and #9,327 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Southern Crossing
Bend, OR | Deschutes County
Scored premium profile
Best Neighborhoods USA Index
45.2
Stability and Strength
54.8
Value Opportunity
40.4
Momentum
36.4
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Bend, OR |
| County | Deschutes County |
| National rank | #9,327 of 14,967 |
| State rank | #185 of 254 |
| City rank | #12 of 13 |
| County rank | #12 of 13 |
| National percentile | 37.7 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $846,599 |
| Year-over-year home value change | -2.5% |
| Month-over-month home value change | 0.36% |
| Home value to income ratio | 10.03 |
| Median household income | $84,440 |
| Bachelor's degree or higher | 56.6% |
| Civilian unemployment rate | 3.8% |
| Homeownership rate | 48.9% |
| Housing vacancy rate | 11.6% |
| Rent burden 30% or higher | 45.9% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Southern Crossing
Is Southern Crossing one of the best neighborhoods in Bend?
Southern Crossing has a Best Neighborhoods USA Index of 45.2 and a city ranking of #12 of 13 eligible neighborhoods in Bend.
How much are homes worth in Southern Crossing?
The current Zillow Home Value Index for Southern Crossing is approximately $846,599.
Are home values rising or falling in Southern Crossing?
Zillow neighborhood values changed -2.5% year over year and 0.36% month over month.
What is the Neighborhood Momentum Score for Southern Crossing?
Southern Crossing has a Neighborhood Momentum Score of 36.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Southern Crossing?
The NDS-derived neighborhood median household income is approximately $84,440.
How affordable is Southern Crossing relative to household income?
The current Zillow home-value-to-household-income ratio is 10.03. Price-to-income affordability is a major Value Opportunity input.
Is Southern Crossing primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 48.9%.
What is the unemployment rate in Southern Crossing?
The NDS-derived civilian unemployment rate is approximately 3.8%.
How educated are residents of Southern Crossing?
Approximately 56.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Southern Crossing face high rent burden?
Approximately 45.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Southern Crossing?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications103
Estimated originations63
Home-purchase applications48
Origination rate61.5%
Home-purchase share46.7%
Average application loan$435,649
Total application loan amount$44,680,886
National application rank#4,255 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 3.7% YoY; originations 9.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.