What is the Best Neighborhoods USA ranking for Willard/Wharton?
Willard/Wharton is ranked #6 of 17 eligible neighborhoods in Moline; #68 of 261 eligible neighborhoods in IL; and #1,984 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Willard/Wharton
Moline, IL | Rock Island County
Scored premium profile
Best Neighborhoods USA Index
67.1
Stability and Strength
62.7
Value Opportunity
75.8
Momentum
62.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Moline, IL |
| County | Rock Island County |
| National rank | #1,984 of 14,967 |
| State rank | #68 of 261 |
| City rank | #6 of 17 |
| County rank | #6 of 17 |
| National percentile | 86.8 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $112,044 |
| Year-over-year home value change | 3.1% |
| Month-over-month home value change | -0.10% |
| Home value to income ratio | 1.49 |
| Median household income | $75,006 |
| Bachelor's degree or higher | 31.6% |
| Civilian unemployment rate | 0.1% |
| Homeownership rate | 87.7% |
| Housing vacancy rate | 4.7% |
| Rent burden 30% or higher | 54.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Willard/Wharton
Is Willard/Wharton one of the best neighborhoods in Moline?
Willard/Wharton has a Best Neighborhoods USA Index of 67.1 and a city ranking of #6 of 17 eligible neighborhoods in Moline.
How much are homes worth in Willard/Wharton?
The current Zillow Home Value Index for Willard/Wharton is approximately $112,044.
Are home values rising or falling in Willard/Wharton?
Zillow neighborhood values changed 3.1% year over year and -0.10% month over month.
What is the Neighborhood Momentum Score for Willard/Wharton?
Willard/Wharton has a Neighborhood Momentum Score of 62.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Willard/Wharton?
The NDS-derived neighborhood median household income is approximately $75,006.
How affordable is Willard/Wharton relative to household income?
The current Zillow home-value-to-household-income ratio is 1.49. Price-to-income affordability is a major Value Opportunity input.
Is Willard/Wharton primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 87.7%.
What is the unemployment rate in Willard/Wharton?
The NDS-derived civilian unemployment rate is approximately 0.1%.
How educated are residents of Willard/Wharton?
Approximately 31.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Willard/Wharton face high rent burden?
Approximately 54.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Willard/Wharton?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications43
Estimated originations27
Home-purchase applications21
Origination rate61.8%
Home-purchase share49.1%
Average application loan$82,582
Total application loan amount$3,559,980
National application rank#7,834 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 22.2% YoY; originations 15.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.