Neighborhood Profile

Mcnamee-Shriver

Cumberland, MD | Allegany County
Scored premium profile
Best Neighborhoods USA Index
54.6
National rank: #5,904 of 14,967
Stability and Strength
38.8
Score
Value Opportunity
53.4
Score
Momentum
81.5
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationCumberland, MD
CountyAllegany County
National rank#5,904 of 14,967
State rank#71 of 273
City rank#3 of 10
County rank#3 of 10
National percentile60.6
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$133,870
Year-over-year home value change4.3%
Month-over-month home value change0.39%
Home value to income ratio2.08
Median household income$64,409
Bachelor's degree or higher13.2%
Civilian unemployment rate6.7%
Homeownership rate76.0%
Housing vacancy rate22.3%
Rent burden 30% or higher16.0%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Mcnamee-Shriver

What is the Best Neighborhoods USA ranking for Mcnamee-Shriver?

Mcnamee-Shriver is ranked #3 of 10 eligible neighborhoods in Cumberland; #71 of 273 eligible neighborhoods in MD; and #5,904 of 14,967 eligible neighborhoods in the United States.

Is Mcnamee-Shriver one of the best neighborhoods in Cumberland?

Mcnamee-Shriver has a Best Neighborhoods USA Index of 54.6 and a city ranking of #3 of 10 eligible neighborhoods in Cumberland.

How much are homes worth in Mcnamee-Shriver?

The current Zillow Home Value Index for Mcnamee-Shriver is approximately $133,870.

Are home values rising or falling in Mcnamee-Shriver?

Zillow neighborhood values changed 4.3% year over year and 0.39% month over month.

What is the Neighborhood Momentum Score for Mcnamee-Shriver?

Mcnamee-Shriver has a Neighborhood Momentum Score of 81.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Mcnamee-Shriver?

The NDS-derived neighborhood median household income is approximately $64,409.

How affordable is Mcnamee-Shriver relative to household income?

The current Zillow home-value-to-household-income ratio is 2.08. Price-to-income affordability is a major Value Opportunity input.

Is Mcnamee-Shriver primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 76.0%.

What is the unemployment rate in Mcnamee-Shriver?

The NDS-derived civilian unemployment rate is approximately 6.7%.

How educated are residents of Mcnamee-Shriver?

Approximately 13.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Mcnamee-Shriver face high rent burden?

Approximately 16.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Mcnamee-Shriver?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications19
Estimated originations12
Home-purchase applications8
Origination rate65.3%
Home-purchase share43.2%
Average application loan$111,572
Total application loan amount$2,103,595
National application rank#10,815 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 32.2% YoY; originations 30.4% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.