What is the Best Neighborhoods USA ranking for Decatur-Heights?
Decatur-Heights is ranked #6 of 10 eligible neighborhoods in Cumberland; #125 of 273 eligible neighborhoods in MD; and #9,843 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Decatur-Heights
Cumberland, MD | Allegany County
Scored premium profile
Best Neighborhoods USA Index
43.6
Stability and Strength
20.3
Value Opportunity
46.6
Momentum
76.9
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Cumberland, MD |
| County | Allegany County |
| National rank | #9,843 of 14,967 |
| State rank | #125 of 273 |
| City rank | #6 of 10 |
| County rank | #6 of 10 |
| National percentile | 34.3 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $72,383 |
| Year-over-year home value change | 2.6% |
| Month-over-month home value change | 0.83% |
| Home value to income ratio | 1.86 |
| Median household income | $39,010 |
| Bachelor's degree or higher | 10.8% |
| Civilian unemployment rate | 8.3% |
| Homeownership rate | 57.4% |
| Housing vacancy rate | 32.4% |
| Rent burden 30% or higher | 56.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Decatur-Heights
Is Decatur-Heights one of the best neighborhoods in Cumberland?
Decatur-Heights has a Best Neighborhoods USA Index of 43.6 and a city ranking of #6 of 10 eligible neighborhoods in Cumberland.
How much are homes worth in Decatur-Heights?
The current Zillow Home Value Index for Decatur-Heights is approximately $72,383.
Are home values rising or falling in Decatur-Heights?
Zillow neighborhood values changed 2.6% year over year and 0.83% month over month.
What is the Neighborhood Momentum Score for Decatur-Heights?
Decatur-Heights has a Neighborhood Momentum Score of 76.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Decatur-Heights?
The NDS-derived neighborhood median household income is approximately $39,010.
How affordable is Decatur-Heights relative to household income?
The current Zillow home-value-to-household-income ratio is 1.86. Price-to-income affordability is a major Value Opportunity input.
Is Decatur-Heights primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 57.4%.
What is the unemployment rate in Decatur-Heights?
The NDS-derived civilian unemployment rate is approximately 8.3%.
How educated are residents of Decatur-Heights?
Approximately 10.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Decatur-Heights face high rent burden?
Approximately 56.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Decatur-Heights?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications5
Estimated originations3
Home-purchase applications3
Origination rate54.7%
Home-purchase share50.1%
Average application loan$139,628
Total application loan amount$721,663
National application rank#13,725 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 12.0% YoY; originations -6.1% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.