What is the Best Neighborhoods USA ranking for Walsh-Humbird?
Walsh-Humbird is ranked #9 of 10 eligible neighborhoods in Cumberland; #196 of 273 eligible neighborhoods in MD; and #13,259 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Walsh-Humbird
Cumberland, MD | Allegany County
Scored premium profile
Best Neighborhoods USA Index
31.3
Stability and Strength
23.1
Value Opportunity
48.5
Momentum
20.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Cumberland, MD |
| County | Allegany County |
| National rank | #13,259 of 14,967 |
| State rank | #196 of 273 |
| City rank | #9 of 10 |
| County rank | #9 of 10 |
| National percentile | 11.4 |
| National band | LOWER_25_PERCENT |
Neighborhood Expert Opportunity
Become the Neighborhood Expert for this market
Inquire about this marketUnsold commercial placement. No local expert is currently assigned.
Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $108,344 |
| Year-over-year home value change | -1.5% |
| Month-over-month home value change | -1.63% |
| Home value to income ratio | 2.45 |
| Median household income | $44,176 |
| Bachelor's degree or higher | 12.8% |
| Civilian unemployment rate | 6.7% |
| Homeownership rate | 54.4% |
| Housing vacancy rate | 20.1% |
| Rent burden 30% or higher | 59.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Walsh-Humbird
Is Walsh-Humbird one of the best neighborhoods in Cumberland?
Walsh-Humbird has a Best Neighborhoods USA Index of 31.3 and a city ranking of #9 of 10 eligible neighborhoods in Cumberland.
How much are homes worth in Walsh-Humbird?
The current Zillow Home Value Index for Walsh-Humbird is approximately $108,344.
Are home values rising or falling in Walsh-Humbird?
Zillow neighborhood values changed -1.5% year over year and -1.63% month over month.
What is the Neighborhood Momentum Score for Walsh-Humbird?
Walsh-Humbird has a Neighborhood Momentum Score of 20.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Walsh-Humbird?
The NDS-derived neighborhood median household income is approximately $44,176.
How affordable is Walsh-Humbird relative to household income?
The current Zillow home-value-to-household-income ratio is 2.45. Price-to-income affordability is a major Value Opportunity input.
Is Walsh-Humbird primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 54.4%.
What is the unemployment rate in Walsh-Humbird?
The NDS-derived civilian unemployment rate is approximately 6.7%.
How educated are residents of Walsh-Humbird?
Approximately 12.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Walsh-Humbird face high rent burden?
Approximately 59.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Walsh-Humbird?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications22
Estimated originations11
Home-purchase applications10
Origination rate52.1%
Home-purchase share45.2%
Average application loan$98,399
Total application loan amount$2,162,988
National application rank#10,335 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 19.5% YoY; originations 33.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.