Neighborhood Profile

Stephen's Woods

Durham, NC | Durham County
Scored premium profile
Best Neighborhoods USA Index
62.7
National rank: #3,170 of 14,967
Stability and Strength
80.2
Score
Value Opportunity
74.4
Score
Momentum
18.3
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationDurham, NC
CountyDurham County
National rank#3,170 of 14,967
State rank#127 of 535
City rank#36 of 107
County rank#35 of 106
National percentile78.8
National bandTOP_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$461,021
Year-over-year home value change-2.8%
Month-over-month home value change-0.27%
Home value to income ratio3.88
Median household income$118,739
Bachelor's degree or higher48.2%
Civilian unemployment rate2.4%
Homeownership rate92.8%
Housing vacancy rate0.9%
Rent burden 30% or higher0.0%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Stephen's Woods

What is the Best Neighborhoods USA ranking for Stephen's Woods?

Stephen's Woods is ranked #36 of 107 eligible neighborhoods in Durham; #127 of 535 eligible neighborhoods in NC; and #3,170 of 14,967 eligible neighborhoods in the United States.

Is Stephen's Woods one of the best neighborhoods in Durham?

Stephen's Woods has a Best Neighborhoods USA Index of 62.7 and a city ranking of #36 of 107 eligible neighborhoods in Durham.

How much are homes worth in Stephen's Woods?

The current Zillow Home Value Index for Stephen's Woods is approximately $461,021.

Are home values rising or falling in Stephen's Woods?

Zillow neighborhood values changed -2.8% year over year and -0.27% month over month.

What is the Neighborhood Momentum Score for Stephen's Woods?

Stephen's Woods has a Neighborhood Momentum Score of 18.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Stephen's Woods?

The NDS-derived neighborhood median household income is approximately $118,739.

How affordable is Stephen's Woods relative to household income?

The current Zillow home-value-to-household-income ratio is 3.88. Price-to-income affordability is a major Value Opportunity input.

Is Stephen's Woods primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 92.8%.

What is the unemployment rate in Stephen's Woods?

The NDS-derived civilian unemployment rate is approximately 2.4%.

How educated are residents of Stephen's Woods?

Approximately 48.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Stephen's Woods face high rent burden?

Approximately 0.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Stephen's Woods?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications5
Estimated originations3
Home-purchase applications2
Origination rate54.3%
Home-purchase share34.8%
Average application loan$199,727
Total application loan amount$944,527
National application rank#13,822 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -5.5% YoY; originations -10.9% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.