Neighborhood Profile

Lochside

Durham, NC | Durham County
Scored premium profile
Best Neighborhoods USA Index
54.1
National rank: #6,091 of 14,967
Stability and Strength
66.7
Score
Value Opportunity
66.2
Score
Momentum
16.9
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationDurham, NC
CountyDurham County
National rank#6,091 of 14,967
State rank#222 of 535
City rank#63 of 107
County rank#62 of 106
National percentile59.3
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$406,635
Year-over-year home value change-3.3%
Month-over-month home value change-0.23%
Home value to income ratio4.35
Median household income$93,505
Bachelor's degree or higher61.8%
Civilian unemployment rate5.7%
Homeownership rate65.2%
Housing vacancy rate0.0%
Rent burden 30% or higher35.1%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Lochside

What is the Best Neighborhoods USA ranking for Lochside?

Lochside is ranked #63 of 107 eligible neighborhoods in Durham; #222 of 535 eligible neighborhoods in NC; and #6,091 of 14,967 eligible neighborhoods in the United States.

Is Lochside one of the best neighborhoods in Durham?

Lochside has a Best Neighborhoods USA Index of 54.1 and a city ranking of #63 of 107 eligible neighborhoods in Durham.

How much are homes worth in Lochside?

The current Zillow Home Value Index for Lochside is approximately $406,635.

Are home values rising or falling in Lochside?

Zillow neighborhood values changed -3.3% year over year and -0.23% month over month.

What is the Neighborhood Momentum Score for Lochside?

Lochside has a Neighborhood Momentum Score of 16.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Lochside?

The NDS-derived neighborhood median household income is approximately $93,505.

How affordable is Lochside relative to household income?

The current Zillow home-value-to-household-income ratio is 4.35. Price-to-income affordability is a major Value Opportunity input.

Is Lochside primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 65.2%.

What is the unemployment rate in Lochside?

The NDS-derived civilian unemployment rate is approximately 5.7%.

How educated are residents of Lochside?

Approximately 61.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Lochside face high rent burden?

Approximately 35.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Lochside?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications14
Estimated originations9
Home-purchase applications6
Origination rate62.5%
Home-purchase share42.2%
Average application loan$235,259
Total application loan amount$3,218,848
National application rank#11,754 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -31.2% YoY; originations -33.8% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.