What is the Best Neighborhoods USA ranking for Two Creeks?
Two Creeks is ranked #11 of 12 eligible neighborhoods in Lakewood; #455 of 486 eligible neighborhoods in CO; and #12,938 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Two Creeks
Lakewood, CO | Jefferson County
Scored premium profile
Best Neighborhoods USA Index
32.6
Stability and Strength
41.9
Value Opportunity
37.8
Momentum
10.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Lakewood, CO |
| County | Jefferson County |
| National rank | #12,938 of 14,967 |
| State rank | #455 of 486 |
| City rank | #11 of 12 |
| County rank | #66 of 69 |
| National percentile | 13.6 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $504,717 |
| Year-over-year home value change | -4.1% |
| Month-over-month home value change | -0.43% |
| Home value to income ratio | 7.52 |
| Median household income | $67,152 |
| Bachelor's degree or higher | 40.9% |
| Civilian unemployment rate | 4.2% |
| Homeownership rate | 42.6% |
| Housing vacancy rate | 11.2% |
| Rent burden 30% or higher | 56.7% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Two Creeks
Is Two Creeks one of the best neighborhoods in Lakewood?
Two Creeks has a Best Neighborhoods USA Index of 32.6 and a city ranking of #11 of 12 eligible neighborhoods in Lakewood.
How much are homes worth in Two Creeks?
The current Zillow Home Value Index for Two Creeks is approximately $504,717.
Are home values rising or falling in Two Creeks?
Zillow neighborhood values changed -4.1% year over year and -0.43% month over month.
What is the Neighborhood Momentum Score for Two Creeks?
Two Creeks has a Neighborhood Momentum Score of 10.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Two Creeks?
The NDS-derived neighborhood median household income is approximately $67,152.
How affordable is Two Creeks relative to household income?
The current Zillow home-value-to-household-income ratio is 7.52. Price-to-income affordability is a major Value Opportunity input.
Is Two Creeks primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 42.6%.
What is the unemployment rate in Two Creeks?
The NDS-derived civilian unemployment rate is approximately 4.2%.
How educated are residents of Two Creeks?
Approximately 40.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Two Creeks face high rent burden?
Approximately 56.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Two Creeks?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications173
Estimated originations107
Home-purchase applications90
Origination rate61.9%
Home-purchase share52.0%
Average application loan$399,377
Total application loan amount$68,970,108
National application rank#2,509 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 1.9% YoY; originations -1.9% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.