What is the Best Neighborhoods USA ranking for Whisper Creek?
Whisper Creek is ranked #2 of 59 eligible neighborhoods in Arvada; #16 of 486 eligible neighborhoods in CO; and #763 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Whisper Creek
Arvada, CO | Jefferson County
Scored premium profile
Best Neighborhoods USA Index
73.8
Stability and Strength
80.8
Value Opportunity
84.3
Momentum
47.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Arvada, CO |
| County | Jefferson County |
| National rank | #763 of 14,967 |
| State rank | #16 of 486 |
| City rank | #2 of 59 |
| County rank | #2 of 69 |
| National percentile | 94.9 |
| National band | TOP_10_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $749,187 |
| Year-over-year home value change | -0.8% |
| Month-over-month home value change | 0.36% |
| Home value to income ratio | 3.57 |
| Median household income | $209,817 |
| Bachelor's degree or higher | 82.4% |
| Civilian unemployment rate | 3.4% |
| Homeownership rate | 98.2% |
| Housing vacancy rate | 0.0% |
| Rent burden 30% or higher | 100.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Whisper Creek
Is Whisper Creek one of the best neighborhoods in Arvada?
Whisper Creek has a Best Neighborhoods USA Index of 73.8 and a city ranking of #2 of 59 eligible neighborhoods in Arvada.
How much are homes worth in Whisper Creek?
The current Zillow Home Value Index for Whisper Creek is approximately $749,187.
Are home values rising or falling in Whisper Creek?
Zillow neighborhood values changed -0.8% year over year and 0.36% month over month.
What is the Neighborhood Momentum Score for Whisper Creek?
Whisper Creek has a Neighborhood Momentum Score of 47.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Whisper Creek?
The NDS-derived neighborhood median household income is approximately $209,817.
How affordable is Whisper Creek relative to household income?
The current Zillow home-value-to-household-income ratio is 3.57. Price-to-income affordability is a major Value Opportunity input.
Is Whisper Creek primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 98.2%.
What is the unemployment rate in Whisper Creek?
The NDS-derived civilian unemployment rate is approximately 3.4%.
How educated are residents of Whisper Creek?
Approximately 82.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Whisper Creek face high rent burden?
Approximately 100.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Whisper Creek?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications25
Estimated originations16
Home-purchase applications13
Origination rate65.6%
Home-purchase share50.5%
Average application loan$476,214
Total application loan amount$11,893,011
National application rank#9,917 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 24.1% YoY; originations 22.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.