What is the Best Neighborhoods USA ranking for Silver Oaks?
Silver Oaks is ranked #19 of 123 eligible neighborhoods in Fort Collins; #41 of 486 eligible neighborhoods in CO; and #1,314 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Silver Oaks
Fort Collins, CO | Larimer County
Scored premium profile
Best Neighborhoods USA Index
70.2
Stability and Strength
82.5
Value Opportunity
65.3
Momentum
57.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Fort Collins, CO |
| County | Larimer County |
| National rank | #1,314 of 14,967 |
| State rank | #41 of 486 |
| City rank | #19 of 123 |
| County rank | #19 of 123 |
| National percentile | 91.2 |
| National band | TOP_10_PERCENT |
Neighborhood Expert Opportunity
Become the Neighborhood Expert for this market
Inquire about this marketUnsold commercial placement. No local expert is currently assigned.
Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $621,005 |
| Year-over-year home value change | 0.8% |
| Month-over-month home value change | 0.26% |
| Home value to income ratio | 5.82 |
| Median household income | $106,641 |
| Bachelor's degree or higher | 60.2% |
| Civilian unemployment rate | 1.8% |
| Homeownership rate | 89.3% |
| Housing vacancy rate | 0.0% |
| Rent burden 30% or higher | 21.7% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Silver Oaks
Is Silver Oaks one of the best neighborhoods in Fort Collins?
Silver Oaks has a Best Neighborhoods USA Index of 70.2 and a city ranking of #19 of 123 eligible neighborhoods in Fort Collins.
How much are homes worth in Silver Oaks?
The current Zillow Home Value Index for Silver Oaks is approximately $621,005.
Are home values rising or falling in Silver Oaks?
Zillow neighborhood values changed 0.8% year over year and 0.26% month over month.
What is the Neighborhood Momentum Score for Silver Oaks?
Silver Oaks has a Neighborhood Momentum Score of 57.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Silver Oaks?
The NDS-derived neighborhood median household income is approximately $106,641.
How affordable is Silver Oaks relative to household income?
The current Zillow home-value-to-household-income ratio is 5.82. Price-to-income affordability is a major Value Opportunity input.
Is Silver Oaks primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 89.3%.
What is the unemployment rate in Silver Oaks?
The NDS-derived civilian unemployment rate is approximately 1.8%.
How educated are residents of Silver Oaks?
Approximately 60.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Silver Oaks face high rent burden?
Approximately 21.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Silver Oaks?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications4
Estimated originations1
Home-purchase applications3
Origination rate35.8%
Home-purchase share72.3%
Average application loan$226,022
Total application loan amount$889,945
National application rank#14,043 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -23.5% YoY; originations -38.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.