What is the Best Neighborhoods USA ranking for Millers Bay?
Millers Bay is ranked #1 of 10 eligible neighborhoods in Oshkosh; #33 of 394 eligible neighborhoods in WI; and #591 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Millers Bay
Oshkosh, WI | Winnebago County
Scored premium profile
Best Neighborhoods USA Index
75.3
Stability and Strength
75.8
Value Opportunity
75.8
Momentum
73.7
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Oshkosh, WI |
| County | Winnebago County |
| National rank | #591 of 14,967 |
| State rank | #33 of 394 |
| City rank | #1 of 10 |
| County rank | #1 of 10 |
| National percentile | 96.1 |
| National band | TOP_5_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $314,470 |
| Year-over-year home value change | 5.2% |
| Month-over-month home value change | -0.03% |
| Home value to income ratio | 3.12 |
| Median household income | $100,910 |
| Bachelor's degree or higher | 51.0% |
| Civilian unemployment rate | 3.7% |
| Homeownership rate | 98.3% |
| Housing vacancy rate | 1.5% |
| Rent burden 30% or higher | 0.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Millers Bay
Is Millers Bay one of the best neighborhoods in Oshkosh?
Millers Bay has a Best Neighborhoods USA Index of 75.3 and a city ranking of #1 of 10 eligible neighborhoods in Oshkosh.
How much are homes worth in Millers Bay?
The current Zillow Home Value Index for Millers Bay is approximately $314,470.
Are home values rising or falling in Millers Bay?
Zillow neighborhood values changed 5.2% year over year and -0.03% month over month.
What is the Neighborhood Momentum Score for Millers Bay?
Millers Bay has a Neighborhood Momentum Score of 73.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Millers Bay?
The NDS-derived neighborhood median household income is approximately $100,910.
How affordable is Millers Bay relative to household income?
The current Zillow home-value-to-household-income ratio is 3.12. Price-to-income affordability is a major Value Opportunity input.
Is Millers Bay primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 98.3%.
What is the unemployment rate in Millers Bay?
The NDS-derived civilian unemployment rate is approximately 3.7%.
How educated are residents of Millers Bay?
Approximately 51.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Millers Bay face high rent burden?
Approximately 0.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Millers Bay?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications1
Estimated originations1
Home-purchase applications0
Origination rate72.7%
Home-purchase share38.1%
Average application loan$194,928
Total application loan amount$183,142
National application rank#14,798 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 21.9% YoY; originations 34.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.