What is the Best Neighborhoods USA ranking for Benton-Stephens?
Benton-Stephens is ranked #37 of 37 eligible neighborhoods in Columbia; #310 of 331 eligible neighborhoods in MO; and #13,874 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Benton-Stephens
Columbia, MO | Boone County
Scored premium profile
Best Neighborhoods USA Index
27.4
Stability and Strength
21.0
Value Opportunity
34.5
Momentum
27.7
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Columbia, MO |
| County | Boone County |
| National rank | #13,874 of 14,967 |
| State rank | #310 of 331 |
| City rank | #37 of 37 |
| County rank | #37 of 37 |
| National percentile | 7.3 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $187,512 |
| Year-over-year home value change | -2.3% |
| Month-over-month home value change | -0.02% |
| Home value to income ratio | 5.23 |
| Median household income | $35,858 |
| Bachelor's degree or higher | 44.2% |
| Civilian unemployment rate | 10.6% |
| Homeownership rate | 16.1% |
| Housing vacancy rate | 14.2% |
| Rent burden 30% or higher | 66.7% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Benton-Stephens
Is Benton-Stephens one of the best neighborhoods in Columbia?
Benton-Stephens has a Best Neighborhoods USA Index of 27.4 and a city ranking of #37 of 37 eligible neighborhoods in Columbia.
How much are homes worth in Benton-Stephens?
The current Zillow Home Value Index for Benton-Stephens is approximately $187,512.
Are home values rising or falling in Benton-Stephens?
Zillow neighborhood values changed -2.3% year over year and -0.02% month over month.
What is the Neighborhood Momentum Score for Benton-Stephens?
Benton-Stephens has a Neighborhood Momentum Score of 27.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Benton-Stephens?
The NDS-derived neighborhood median household income is approximately $35,858.
How affordable is Benton-Stephens relative to household income?
The current Zillow home-value-to-household-income ratio is 5.23. Price-to-income affordability is a major Value Opportunity input.
Is Benton-Stephens primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 16.1%.
What is the unemployment rate in Benton-Stephens?
The NDS-derived civilian unemployment rate is approximately 10.6%.
How educated are residents of Benton-Stephens?
Approximately 44.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Benton-Stephens face high rent burden?
Approximately 66.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Benton-Stephens?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications15
Estimated originations12
Home-purchase applications11
Origination rate82.9%
Home-purchase share72.1%
Average application loan$253,693
Total application loan amount$3,796,845
National application rank#11,477 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -15.5% YoY; originations -3.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.