What is the Best Neighborhoods USA ranking for Westlands Area?
Westlands Area is ranked #8 of 20 eligible neighborhoods in Chelmsford; #53 of 259 eligible neighborhoods in MA; and #2,517 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Westlands Area
Chelmsford, MA | Middlesex County
Scored premium profile
Best Neighborhoods USA Index
64.9
Stability and Strength
73.7
Value Opportunity
65.6
Momentum
49.9
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Chelmsford, MA |
| County | Middlesex County |
| National rank | #2,517 of 14,967 |
| State rank | #53 of 259 |
| City rank | #8 of 20 |
| County rank | #20 of 110 |
| National percentile | 83.2 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $686,108 |
| Year-over-year home value change | 0.1% |
| Month-over-month home value change | 0.17% |
| Home value to income ratio | 4.72 |
| Median household income | $145,430 |
| Bachelor's degree or higher | 52.7% |
| Civilian unemployment rate | 3.6% |
| Homeownership rate | 89.4% |
| Housing vacancy rate | 7.4% |
| Rent burden 30% or higher | 43.6% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Westlands Area
Is Westlands Area one of the best neighborhoods in Chelmsford?
Westlands Area has a Best Neighborhoods USA Index of 64.9 and a city ranking of #8 of 20 eligible neighborhoods in Chelmsford.
How much are homes worth in Westlands Area?
The current Zillow Home Value Index for Westlands Area is approximately $686,108.
Are home values rising or falling in Westlands Area?
Zillow neighborhood values changed 0.1% year over year and 0.17% month over month.
What is the Neighborhood Momentum Score for Westlands Area?
Westlands Area has a Neighborhood Momentum Score of 49.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Westlands Area?
The NDS-derived neighborhood median household income is approximately $145,430.
How affordable is Westlands Area relative to household income?
The current Zillow home-value-to-household-income ratio is 4.72. Price-to-income affordability is a major Value Opportunity input.
Is Westlands Area primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 89.4%.
What is the unemployment rate in Westlands Area?
The NDS-derived civilian unemployment rate is approximately 3.6%.
How educated are residents of Westlands Area?
Approximately 52.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Westlands Area face high rent burden?
Approximately 43.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Westlands Area?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications122
Estimated originations79
Home-purchase applications54
Origination rate65.1%
Home-purchase share44.1%
Average application loan$318,318
Total application loan amount$38,735,842
National application rank#3,592 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 37.7% YoY; originations 39.8% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.