What is the Best Neighborhoods USA ranking for Stubbs-Stewart?
Stubbs-Stewart is ranked #19 of 40 eligible neighborhoods in Lubbock; #684 of 1,241 eligible neighborhoods in TX; and #8,444 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Stubbs-Stewart
Lubbock, TX | Lubbock County
Scored premium profile
Best Neighborhoods USA Index
47.7
Stability and Strength
30.2
Value Opportunity
57.0
Momentum
62.7
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Lubbock, TX |
| County | Lubbock County |
| National rank | #8,444 of 14,967 |
| State rank | #684 of 1,241 |
| City rank | #19 of 40 |
| County rank | #19 of 40 |
| National percentile | 43.6 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $127,753 |
| Year-over-year home value change | 1.1% |
| Month-over-month home value change | 0.38% |
| Home value to income ratio | 2.15 |
| Median household income | $59,538 |
| Bachelor's degree or higher | 11.5% |
| Civilian unemployment rate | 6.4% |
| Homeownership rate | 49.5% |
| Housing vacancy rate | 6.2% |
| Rent burden 30% or higher | 60.9% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Stubbs-Stewart
Is Stubbs-Stewart one of the best neighborhoods in Lubbock?
Stubbs-Stewart has a Best Neighborhoods USA Index of 47.7 and a city ranking of #19 of 40 eligible neighborhoods in Lubbock.
How much are homes worth in Stubbs-Stewart?
The current Zillow Home Value Index for Stubbs-Stewart is approximately $127,753.
Are home values rising or falling in Stubbs-Stewart?
Zillow neighborhood values changed 1.1% year over year and 0.38% month over month.
What is the Neighborhood Momentum Score for Stubbs-Stewart?
Stubbs-Stewart has a Neighborhood Momentum Score of 62.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Stubbs-Stewart?
The NDS-derived neighborhood median household income is approximately $59,538.
How affordable is Stubbs-Stewart relative to household income?
The current Zillow home-value-to-household-income ratio is 2.15. Price-to-income affordability is a major Value Opportunity input.
Is Stubbs-Stewart primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 49.5%.
What is the unemployment rate in Stubbs-Stewart?
The NDS-derived civilian unemployment rate is approximately 6.4%.
How educated are residents of Stubbs-Stewart?
Approximately 11.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Stubbs-Stewart face high rent burden?
Approximately 60.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Stubbs-Stewart?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications113
Estimated originations77
Home-purchase applications82
Origination rate68.1%
Home-purchase share72.5%
Average application loan$114,381
Total application loan amount$12,919,709
National application rank#3,885 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -6.5% YoY; originations -8.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.
Texas Current Housing Market
Current housing market in Stubbs-Stewart
A current-market snapshot based on active sale listings observed in the certified National Data System Texas housing refresh.
27
Active listings observed
$145,000
Median asking price
$115.02
Median asking price / sq. ft.
61.0
Median days on market
1,319 sq. ft.
Median home size
Observed asking-price range: $95,000 to $217,900
Newest listing observed: 2026-09-16 19:00:00-05:00
How this current-market geography is determined
Coverage basis: Exact Zillow neighborhood polygon matches.
27 exact polygon matches. Exact Zillow polygon membership and supplemental Census Block Group association remain separate in the governed data. Supplemental associations are not represented as exact Zillow polygon membership.
Current listing observations are separate from BestNeighborhoodsUSA rankings and do not change neighborhood scores, ranks, historical Zillow trends, Census measures, or HMDA mortgage intelligence.