What is the Best Neighborhoods USA ranking for Cross Creek?
Cross Creek is ranked #4 of 18 eligible neighborhoods in Plano; #373 of 1,241 eligible neighborhoods in TX; and #5,001 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Cross Creek
Plano, TX | Collin County
Scored premium profile
Best Neighborhoods USA Index
57.2
Stability and Strength
71.4
Value Opportunity
72.5
Momentum
13.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Plano, TX |
| County | Collin County |
| National rank | #5,001 of 14,967 |
| State rank | #373 of 1,241 |
| City rank | #4 of 18 |
| County rank | #19 of 41 |
| National percentile | 66.6 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $381,330 |
| Year-over-year home value change | -4.8% |
| Month-over-month home value change | -0.19% |
| Home value to income ratio | 3.94 |
| Median household income | $96,854 |
| Bachelor's degree or higher | 46.7% |
| Civilian unemployment rate | 1.5% |
| Homeownership rate | 85.0% |
| Housing vacancy rate | 0.5% |
| Rent burden 30% or higher | 55.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Cross Creek
Is Cross Creek one of the best neighborhoods in Plano?
Cross Creek has a Best Neighborhoods USA Index of 57.2 and a city ranking of #4 of 18 eligible neighborhoods in Plano.
How much are homes worth in Cross Creek?
The current Zillow Home Value Index for Cross Creek is approximately $381,330.
Are home values rising or falling in Cross Creek?
Zillow neighborhood values changed -4.8% year over year and -0.19% month over month.
What is the Neighborhood Momentum Score for Cross Creek?
Cross Creek has a Neighborhood Momentum Score of 13.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Cross Creek?
The NDS-derived neighborhood median household income is approximately $96,854.
How affordable is Cross Creek relative to household income?
The current Zillow home-value-to-household-income ratio is 3.94. Price-to-income affordability is a major Value Opportunity input.
Is Cross Creek primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 85.0%.
What is the unemployment rate in Cross Creek?
The NDS-derived civilian unemployment rate is approximately 1.5%.
How educated are residents of Cross Creek?
Approximately 46.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Cross Creek face high rent burden?
Approximately 55.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Cross Creek?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications37
Estimated originations22
Home-purchase applications18
Origination rate60.4%
Home-purchase share50.4%
Average application loan$311,583
Total application loan amount$11,404,221
National application rank#8,474 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -14.7% YoY; originations -1.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.
Texas Current Housing Market
Current housing market in Cross Creek
A current-market snapshot based on active sale listings observed in the certified National Data System Texas housing refresh.
25
Active listings observed
$450,000
Median asking price
$198.61
Median asking price / sq. ft.
62.0
Median days on market
2,024 sq. ft.
Median home size
Observed asking-price range: $280,000 to $969,500
Newest listing observed: 2026-09-17 19:00:00-05:00
How this current-market geography is determined
Coverage basis: Exact neighborhood matches plus strong Census Block Group associations.
3 exact polygon matches; 22 strong supplemental associations. Exact Zillow polygon membership and supplemental Census Block Group association remain separate in the governed data. Supplemental associations are not represented as exact Zillow polygon membership.
Current listing observations are separate from BestNeighborhoodsUSA rankings and do not change neighborhood scores, ranks, historical Zillow trends, Census measures, or HMDA mortgage intelligence.