What is the Best Neighborhoods USA ranking for North Overton?
North Overton is ranked #33 of 40 eligible neighborhoods in Lubbock; #952 of 1,241 eligible neighborhoods in TX; and #11,743 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
North Overton
Lubbock, TX | Lubbock County
Scored premium profile
Best Neighborhoods USA Index
37.5
Stability and Strength
29.5
Value Opportunity
25.1
Momentum
67.5
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Lubbock, TX |
| County | Lubbock County |
| National rank | #11,743 of 14,967 |
| State rank | #952 of 1,241 |
| City rank | #33 of 40 |
| County rank | #33 of 40 |
| National percentile | 21.6 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $307,322 |
| Year-over-year home value change | 3.7% |
| Month-over-month home value change | -0.03% |
| Home value to income ratio | 15.20 |
| Median household income | $20,223 |
| Bachelor's degree or higher | 53.8% |
| Civilian unemployment rate | 3.4% |
| Homeownership rate | 0.8% |
| Housing vacancy rate | 18.3% |
| Rent burden 30% or higher | 78.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in North Overton
Is North Overton one of the best neighborhoods in Lubbock?
North Overton has a Best Neighborhoods USA Index of 37.5 and a city ranking of #33 of 40 eligible neighborhoods in Lubbock.
How much are homes worth in North Overton?
The current Zillow Home Value Index for North Overton is approximately $307,322.
Are home values rising or falling in North Overton?
Zillow neighborhood values changed 3.7% year over year and -0.03% month over month.
What is the Neighborhood Momentum Score for North Overton?
North Overton has a Neighborhood Momentum Score of 67.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in North Overton?
The NDS-derived neighborhood median household income is approximately $20,223.
How affordable is North Overton relative to household income?
The current Zillow home-value-to-household-income ratio is 15.20. Price-to-income affordability is a major Value Opportunity input.
Is North Overton primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 0.8%.
What is the unemployment rate in North Overton?
The NDS-derived civilian unemployment rate is approximately 3.4%.
How educated are residents of North Overton?
Approximately 53.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in North Overton face high rent burden?
Approximately 78.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score North Overton?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications15
Estimated originations9
Home-purchase applications11
Origination rate63.1%
Home-purchase share77.9%
Average application loan$224,536
Total application loan amount$3,308,186
National application rank#11,533 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -23.2% YoY; originations -42.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.
Texas Current Housing Market
Current housing market in North Overton
A current-market snapshot based on active sale listings observed in the certified National Data System Texas housing refresh.
3
Active listings observed
$350,000
Median asking price
$203.01
Median asking price / sq. ft.
77.0
Median days on market
1,920 sq. ft.
Median home size
Observed asking-price range: $295,000 to $499,000
Newest listing observed: 2026-09-08 19:00:00-05:00
How this current-market geography is determined
Coverage basis: Exact Zillow neighborhood polygon matches.
3 exact polygon matches. Exact Zillow polygon membership and supplemental Census Block Group association remain separate in the governed data. Supplemental associations are not represented as exact Zillow polygon membership.
Current listing observations are separate from BestNeighborhoodsUSA rankings and do not change neighborhood scores, ranks, historical Zillow trends, Census measures, or HMDA mortgage intelligence.