Neighborhood Profile

Cross Trails

Round Rock, TX | Williamson County
Scored premium profile
Best Neighborhoods USA Index
67.9
National rank: #1,782 of 14,967
Stability and Strength
77.0
Score
Value Opportunity
67.9
Score
Momentum
53.5
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationRound Rock, TX
CountyWilliamson County
National rank#1,782 of 14,967
State rank#142 of 1,241
City rank#6 of 17
County rank#6 of 24
National percentile88.1
National bandTOP_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$802,351
Year-over-year home value change0.8%
Month-over-month home value change0.10%
Home value to income ratio5.16
Median household income$155,527
Bachelor's degree or higher57.5%
Civilian unemployment rate3.3%
Homeownership rate79.6%
Housing vacancy rate2.4%
Rent burden 30% or higher46.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Cross Trails

What is the Best Neighborhoods USA ranking for Cross Trails?

Cross Trails is ranked #6 of 17 eligible neighborhoods in Round Rock; #142 of 1,241 eligible neighborhoods in TX; and #1,782 of 14,967 eligible neighborhoods in the United States.

Is Cross Trails one of the best neighborhoods in Round Rock?

Cross Trails has a Best Neighborhoods USA Index of 67.9 and a city ranking of #6 of 17 eligible neighborhoods in Round Rock.

How much are homes worth in Cross Trails?

The current Zillow Home Value Index for Cross Trails is approximately $802,351.

Are home values rising or falling in Cross Trails?

Zillow neighborhood values changed 0.8% year over year and 0.10% month over month.

What is the Neighborhood Momentum Score for Cross Trails?

Cross Trails has a Neighborhood Momentum Score of 53.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Cross Trails?

The NDS-derived neighborhood median household income is approximately $155,527.

How affordable is Cross Trails relative to household income?

The current Zillow home-value-to-household-income ratio is 5.16. Price-to-income affordability is a major Value Opportunity input.

Is Cross Trails primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 79.6%.

What is the unemployment rate in Cross Trails?

The NDS-derived civilian unemployment rate is approximately 3.3%.

How educated are residents of Cross Trails?

Approximately 57.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Cross Trails face high rent burden?

Approximately 46.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Cross Trails?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications9
Estimated originations6
Home-purchase applications5
Origination rate62.1%
Home-purchase share57.5%
Average application loan$419,824
Total application loan amount$3,750,912
National application rank#12,772 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -40.4% YoY; originations -24.8% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.