What is the Best Neighborhoods USA ranking for Congdon Park?
Congdon Park is ranked #4 of 29 eligible neighborhoods in Duluth; #21 of 275 eligible neighborhoods in MN; and #264 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Congdon Park
Duluth, MN | Saint Louis County
Scored premium profile
Best Neighborhoods USA Index
79.3
Stability and Strength
82.1
Value Opportunity
78.0
Momentum
76.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Duluth, MN |
| County | Saint Louis County |
| National rank | #264 of 14,967 |
| State rank | #21 of 275 |
| City rank | #4 of 29 |
| County rank | #4 of 29 |
| National percentile | 98.2 |
| National band | TOP_5_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $533,890 |
| Year-over-year home value change | 3.4% |
| Month-over-month home value change | 0.38% |
| Home value to income ratio | 4.09 |
| Median household income | $130,679 |
| Bachelor's degree or higher | 70.0% |
| Civilian unemployment rate | 1.7% |
| Homeownership rate | 81.4% |
| Housing vacancy rate | 2.4% |
| Rent burden 30% or higher | 43.6% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Congdon Park
Is Congdon Park one of the best neighborhoods in Duluth?
Congdon Park has a Best Neighborhoods USA Index of 79.3 and a city ranking of #4 of 29 eligible neighborhoods in Duluth.
How much are homes worth in Congdon Park?
The current Zillow Home Value Index for Congdon Park is approximately $533,890.
Are home values rising or falling in Congdon Park?
Zillow neighborhood values changed 3.4% year over year and 0.38% month over month.
What is the Neighborhood Momentum Score for Congdon Park?
Congdon Park has a Neighborhood Momentum Score of 76.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Congdon Park?
The NDS-derived neighborhood median household income is approximately $130,679.
How affordable is Congdon Park relative to household income?
The current Zillow home-value-to-household-income ratio is 4.09. Price-to-income affordability is a major Value Opportunity input.
Is Congdon Park primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 81.4%.
What is the unemployment rate in Congdon Park?
The NDS-derived civilian unemployment rate is approximately 1.7%.
How educated are residents of Congdon Park?
Approximately 70.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Congdon Park face high rent burden?
Approximately 43.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Congdon Park?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications90
Estimated originations74
Home-purchase applications45
Origination rate81.4%
Home-purchase share49.4%
Average application loan$286,503
Total application loan amount$25,884,208
National application rank#4,740 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 19.4% YoY; originations 35.6% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.