What is the Best Neighborhoods USA ranking for Chester Park/UMD?
Chester Park/UMD is ranked #22 of 29 eligible neighborhoods in Duluth; #189 of 275 eligible neighborhoods in MN; and #6,279 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Chester Park/UMD
Duluth, MN | Saint Louis County
Scored premium profile
Best Neighborhoods USA Index
53.6
Stability and Strength
45.9
Value Opportunity
52.6
Momentum
67.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Duluth, MN |
| County | Saint Louis County |
| National rank | #6,279 of 14,967 |
| State rank | #189 of 275 |
| City rank | #22 of 29 |
| County rank | #22 of 29 |
| National percentile | 58.1 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $366,319 |
| Year-over-year home value change | 3.3% |
| Month-over-month home value change | 0.04% |
| Home value to income ratio | 5.08 |
| Median household income | $72,081 |
| Bachelor's degree or higher | 63.1% |
| Civilian unemployment rate | 7.5% |
| Homeownership rate | 47.0% |
| Housing vacancy rate | 4.1% |
| Rent burden 30% or higher | 68.1% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Chester Park/UMD
Is Chester Park/UMD one of the best neighborhoods in Duluth?
Chester Park/UMD has a Best Neighborhoods USA Index of 53.6 and a city ranking of #22 of 29 eligible neighborhoods in Duluth.
How much are homes worth in Chester Park/UMD?
The current Zillow Home Value Index for Chester Park/UMD is approximately $366,319.
Are home values rising or falling in Chester Park/UMD?
Zillow neighborhood values changed 3.3% year over year and 0.04% month over month.
What is the Neighborhood Momentum Score for Chester Park/UMD?
Chester Park/UMD has a Neighborhood Momentum Score of 67.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Chester Park/UMD?
The NDS-derived neighborhood median household income is approximately $72,081.
How affordable is Chester Park/UMD relative to household income?
The current Zillow home-value-to-household-income ratio is 5.08. Price-to-income affordability is a major Value Opportunity input.
Is Chester Park/UMD primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 47.0%.
What is the unemployment rate in Chester Park/UMD?
The NDS-derived civilian unemployment rate is approximately 7.5%.
How educated are residents of Chester Park/UMD?
Approximately 63.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Chester Park/UMD face high rent burden?
Approximately 68.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Chester Park/UMD?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications73
Estimated originations56
Home-purchase applications41
Origination rate77.1%
Home-purchase share56.7%
Average application loan$203,594
Total application loan amount$14,865,790
National application rank#5,621 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 8.7% YoY; originations 11.9% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.