Neighborhood Profile

Westridge

Muncie, IN | Delaware County
Scored premium profile
Best Neighborhoods USA Index
71.8
National rank: #1,052 of 14,967
Stability and Strength
70.2
Score
Value Opportunity
69.7
Score
Momentum
77.2
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationMuncie, IN
CountyDelaware County
National rank#1,052 of 14,967
State rank#90 of 656
City rank#3 of 32
County rank#3 of 32
National percentile93.0
National bandTOP_10_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$291,347
Year-over-year home value change3.3%
Month-over-month home value change0.43%
Home value to income ratio3.56
Median household income$81,835
Bachelor's degree or higher66.4%
Civilian unemployment rate0.0%
Homeownership rate78.2%
Housing vacancy rate23.4%
Rent burden 30% or higher27.7%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Westridge

What is the Best Neighborhoods USA ranking for Westridge?

Westridge is ranked #3 of 32 eligible neighborhoods in Muncie; #90 of 656 eligible neighborhoods in IN; and #1,052 of 14,967 eligible neighborhoods in the United States.

Is Westridge one of the best neighborhoods in Muncie?

Westridge has a Best Neighborhoods USA Index of 71.8 and a city ranking of #3 of 32 eligible neighborhoods in Muncie.

How much are homes worth in Westridge?

The current Zillow Home Value Index for Westridge is approximately $291,347.

Are home values rising or falling in Westridge?

Zillow neighborhood values changed 3.3% year over year and 0.43% month over month.

What is the Neighborhood Momentum Score for Westridge?

Westridge has a Neighborhood Momentum Score of 77.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Westridge?

The NDS-derived neighborhood median household income is approximately $81,835.

How affordable is Westridge relative to household income?

The current Zillow home-value-to-household-income ratio is 3.56. Price-to-income affordability is a major Value Opportunity input.

Is Westridge primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 78.2%.

What is the unemployment rate in Westridge?

The NDS-derived civilian unemployment rate is approximately 0.0%.

How educated are residents of Westridge?

Approximately 66.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Westridge face high rent burden?

Approximately 27.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Westridge?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications28
Estimated originations18
Home-purchase applications14
Origination rate64.7%
Home-purchase share48.9%
Average application loan$146,234
Total application loan amount$4,086,559
National application rank#9,513 of 14,874 rankable neighborhoods
Geometry coverage99.9%
Recent trend: Applications -0.4% YoY; originations -9.5% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.