Neighborhood Profile

Southside

Muncie, IN | Delaware County
Scored premium profile
Best Neighborhoods USA Index
43.4
National rank: #9,938 of 14,967
Stability and Strength
26.4
Score
Value Opportunity
50.9
Score
Momentum
59.9
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationMuncie, IN
CountyDelaware County
National rank#9,938 of 14,967
State rank#524 of 656
City rank#18 of 32
County rank#18 of 32
National percentile33.6
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$99,867
Year-over-year home value change2.3%
Month-over-month home value change-0.01%
Home value to income ratio2.20
Median household income$45,424
Bachelor's degree or higher9.7%
Civilian unemployment rate7.6%
Homeownership rate56.6%
Housing vacancy rate8.9%
Rent burden 30% or higher52.2%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Southside

What is the Best Neighborhoods USA ranking for Southside?

Southside is ranked #18 of 32 eligible neighborhoods in Muncie; #524 of 656 eligible neighborhoods in IN; and #9,938 of 14,967 eligible neighborhoods in the United States.

Is Southside one of the best neighborhoods in Muncie?

Southside has a Best Neighborhoods USA Index of 43.4 and a city ranking of #18 of 32 eligible neighborhoods in Muncie.

How much are homes worth in Southside?

The current Zillow Home Value Index for Southside is approximately $99,867.

Are home values rising or falling in Southside?

Zillow neighborhood values changed 2.3% year over year and -0.01% month over month.

What is the Neighborhood Momentum Score for Southside?

Southside has a Neighborhood Momentum Score of 59.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Southside?

The NDS-derived neighborhood median household income is approximately $45,424.

How affordable is Southside relative to household income?

The current Zillow home-value-to-household-income ratio is 2.20. Price-to-income affordability is a major Value Opportunity input.

Is Southside primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 56.6%.

What is the unemployment rate in Southside?

The NDS-derived civilian unemployment rate is approximately 7.6%.

How educated are residents of Southside?

Approximately 9.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Southside face high rent burden?

Approximately 52.2% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Southside?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications171
Estimated originations107
Home-purchase applications84
Origination rate62.5%
Home-purchase share49.4%
Average application loan$84,070
Total application loan amount$14,363,462
National application rank#2,544 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 6.9% YoY; originations 20.5% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.