What is the Best Neighborhoods USA ranking for Howard Street?
Howard Street is ranked #6 of 11 eligible neighborhoods in Evanston; #149 of 261 eligible neighborhoods in IL; and #6,317 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Howard Street
Evanston, IL | Cook County
Scored premium profile
Best Neighborhoods USA Index
53.5
Stability and Strength
42.1
Value Opportunity
37.2
Momentum
94.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Evanston, IL |
| County | Cook County |
| National rank | #6,317 of 14,967 |
| State rank | #149 of 261 |
| City rank | #6 of 11 |
| County rank | #102 of 190 |
| National percentile | 57.8 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $480,230 |
| Year-over-year home value change | 9.9% |
| Month-over-month home value change | 0.58% |
| Home value to income ratio | 7.01 |
| Median household income | $68,501 |
| Bachelor's degree or higher | 40.3% |
| Civilian unemployment rate | 10.9% |
| Homeownership rate | 42.7% |
| Housing vacancy rate | 3.9% |
| Rent burden 30% or higher | 35.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Howard Street
Is Howard Street one of the best neighborhoods in Evanston?
Howard Street has a Best Neighborhoods USA Index of 53.5 and a city ranking of #6 of 11 eligible neighborhoods in Evanston.
How much are homes worth in Howard Street?
The current Zillow Home Value Index for Howard Street is approximately $480,230.
Are home values rising or falling in Howard Street?
Zillow neighborhood values changed 9.9% year over year and 0.58% month over month.
What is the Neighborhood Momentum Score for Howard Street?
Howard Street has a Neighborhood Momentum Score of 94.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Howard Street?
The NDS-derived neighborhood median household income is approximately $68,501.
How affordable is Howard Street relative to household income?
The current Zillow home-value-to-household-income ratio is 7.01. Price-to-income affordability is a major Value Opportunity input.
Is Howard Street primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 42.7%.
What is the unemployment rate in Howard Street?
The NDS-derived civilian unemployment rate is approximately 10.9%.
How educated are residents of Howard Street?
Approximately 40.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Howard Street face high rent burden?
Approximately 35.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Howard Street?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications59
Estimated originations33
Home-purchase applications35
Origination rate55.8%
Home-purchase share59.6%
Average application loan$225,683
Total application loan amount$13,416,037
National application rank#6,543 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -6.7% YoY; originations -9.9% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.