What is the Best Neighborhoods USA ranking for Concord Heights?
Concord Heights is ranked #11 of 57 eligible neighborhoods in Chattanooga; #236 of 571 eligible neighborhoods in TN; and #7,543 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Concord Heights
Chattanooga, TN | Hamilton County
Scored premium profile
Best Neighborhoods USA Index
50.2
Stability and Strength
55.7
Value Opportunity
56.0
Momentum
33.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Chattanooga, TN |
| County | Hamilton County |
| National rank | #7,543 of 14,967 |
| State rank | #236 of 571 |
| City rank | #11 of 57 |
| County rank | #11 of 57 |
| National percentile | 49.6 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $382,810 |
| Year-over-year home value change | -1.9% |
| Month-over-month home value change | 0.08% |
| Home value to income ratio | 4.71 |
| Median household income | $81,301 |
| Bachelor's degree or higher | 26.2% |
| Civilian unemployment rate | 0.6% |
| Homeownership rate | 48.8% |
| Housing vacancy rate | 9.1% |
| Rent burden 30% or higher | 29.2% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Concord Heights
Is Concord Heights one of the best neighborhoods in Chattanooga?
Concord Heights has a Best Neighborhoods USA Index of 50.2 and a city ranking of #11 of 57 eligible neighborhoods in Chattanooga.
How much are homes worth in Concord Heights?
The current Zillow Home Value Index for Concord Heights is approximately $382,810.
Are home values rising or falling in Concord Heights?
Zillow neighborhood values changed -1.9% year over year and 0.08% month over month.
What is the Neighborhood Momentum Score for Concord Heights?
Concord Heights has a Neighborhood Momentum Score of 33.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Concord Heights?
The NDS-derived neighborhood median household income is approximately $81,301.
How affordable is Concord Heights relative to household income?
The current Zillow home-value-to-household-income ratio is 4.71. Price-to-income affordability is a major Value Opportunity input.
Is Concord Heights primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 48.8%.
What is the unemployment rate in Concord Heights?
The NDS-derived civilian unemployment rate is approximately 0.6%.
How educated are residents of Concord Heights?
Approximately 26.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Concord Heights face high rent burden?
Approximately 29.2% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Concord Heights?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications41
Estimated originations25
Home-purchase applications20
Origination rate60.0%
Home-purchase share48.6%
Average application loan$330,295
Total application loan amount$13,649,700
National application rank#8,010 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 14.4% YoY; originations 34.8% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.