Neighborhood Profile

Alto

Mill Valley, CA | Marin County
Scored premium profile
Best Neighborhoods USA Index
69.4
National rank: #1,467 of 14,967
Stability and Strength
75.3
Score
Value Opportunity
49.9
Score
Momentum
87.3
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationMill Valley, CA
CountyMarin County
National rank#1,467 of 14,967
State rank#99 of 1,814
City rank#4 of 15
County rank#5 of 47
National percentile90.2
National bandTOP_10_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$2,222,055
Year-over-year home value change8.0%
Month-over-month home value change0.26%
Home value to income ratio15.02
Median household income$147,924
Bachelor's degree or higher73.1%
Civilian unemployment rate5.5%
Homeownership rate65.9%
Housing vacancy rate1.2%
Rent burden 30% or higher32.0%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Alto

What is the Best Neighborhoods USA ranking for Alto?

Alto is ranked #4 of 15 eligible neighborhoods in Mill Valley; #99 of 1,814 eligible neighborhoods in CA; and #1,467 of 14,967 eligible neighborhoods in the United States.

Is Alto one of the best neighborhoods in Mill Valley?

Alto has a Best Neighborhoods USA Index of 69.4 and a city ranking of #4 of 15 eligible neighborhoods in Mill Valley.

How much are homes worth in Alto?

The current Zillow Home Value Index for Alto is approximately $2,222,055.

Are home values rising or falling in Alto?

Zillow neighborhood values changed 8.0% year over year and 0.26% month over month.

What is the Neighborhood Momentum Score for Alto?

Alto has a Neighborhood Momentum Score of 87.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Alto?

The NDS-derived neighborhood median household income is approximately $147,924.

How affordable is Alto relative to household income?

The current Zillow home-value-to-household-income ratio is 15.02. Price-to-income affordability is a major Value Opportunity input.

Is Alto primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 65.9%.

What is the unemployment rate in Alto?

The NDS-derived civilian unemployment rate is approximately 5.5%.

How educated are residents of Alto?

Approximately 73.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Alto face high rent burden?

Approximately 32.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Alto?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications12
Estimated originations7
Home-purchase applications4
Origination rate55.5%
Home-purchase share34.5%
Average application loan$781,909
Total application loan amount$9,378,163
National application rank#12,094 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 61.8% YoY; originations 27.1% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.