What is the Best Neighborhoods USA ranking for Mulford Gardens?
Mulford Gardens is ranked #7 of 13 eligible neighborhoods in San Leandro; #1,114 of 1,814 eligible neighborhoods in CA; and #9,116 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Mulford Gardens
San Leandro, CA | Alameda County
Scored premium profile
Best Neighborhoods USA Index
45.8
Stability and Strength
46.6
Value Opportunity
39.4
Momentum
53.5
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Leandro, CA |
| County | Alameda County |
| National rank | #9,116 of 14,967 |
| State rank | #1,114 of 1,814 |
| City rank | #7 of 13 |
| County rank | #112 of 202 |
| National percentile | 39.1 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $842,379 |
| Year-over-year home value change | -0.2% |
| Month-over-month home value change | 0.40% |
| Home value to income ratio | 8.51 |
| Median household income | $98,996 |
| Bachelor's degree or higher | 14.9% |
| Civilian unemployment rate | 4.8% |
| Homeownership rate | 42.9% |
| Housing vacancy rate | 3.1% |
| Rent burden 30% or higher | 49.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Mulford Gardens
Is Mulford Gardens one of the best neighborhoods in San Leandro?
Mulford Gardens has a Best Neighborhoods USA Index of 45.8 and a city ranking of #7 of 13 eligible neighborhoods in San Leandro.
How much are homes worth in Mulford Gardens?
The current Zillow Home Value Index for Mulford Gardens is approximately $842,379.
Are home values rising or falling in Mulford Gardens?
Zillow neighborhood values changed -0.2% year over year and 0.40% month over month.
What is the Neighborhood Momentum Score for Mulford Gardens?
Mulford Gardens has a Neighborhood Momentum Score of 53.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Mulford Gardens?
The NDS-derived neighborhood median household income is approximately $98,996.
How affordable is Mulford Gardens relative to household income?
The current Zillow home-value-to-household-income ratio is 8.51. Price-to-income affordability is a major Value Opportunity input.
Is Mulford Gardens primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 42.9%.
What is the unemployment rate in Mulford Gardens?
The NDS-derived civilian unemployment rate is approximately 4.8%.
How educated are residents of Mulford Gardens?
Approximately 14.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Mulford Gardens face high rent burden?
Approximately 49.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Mulford Gardens?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications18
Estimated originations10
Home-purchase applications6
Origination rate53.7%
Home-purchase share32.9%
Average application loan$327,810
Total application loan amount$6,011,424
National application rank#10,898 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 26.2% YoY; originations 33.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.