What is the Best Neighborhoods USA ranking for Ocean Beach?
Ocean Beach is ranked #30 of 111 eligible neighborhoods in San Diego; #715 of 1,814 eligible neighborhoods in CA; and #6,429 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Ocean Beach
San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
53.2
Stability and Strength
51.2
Value Opportunity
39.7
Momentum
75.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Diego, CA |
| County | San Diego County |
| National rank | #6,429 of 14,967 |
| State rank | #715 of 1,814 |
| City rank | #30 of 111 |
| County rank | #63 of 170 |
| National percentile | 57.0 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,432,591 |
| Year-over-year home value change | 3.0% |
| Month-over-month home value change | 0.44% |
| Home value to income ratio | 14.62 |
| Median household income | $97,980 |
| Bachelor's degree or higher | 60.7% |
| Civilian unemployment rate | 4.7% |
| Homeownership rate | 18.6% |
| Housing vacancy rate | 9.1% |
| Rent burden 30% or higher | 54.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Ocean Beach
Is Ocean Beach one of the best neighborhoods in San Diego?
Ocean Beach has a Best Neighborhoods USA Index of 53.2 and a city ranking of #30 of 111 eligible neighborhoods in San Diego.
How much are homes worth in Ocean Beach?
The current Zillow Home Value Index for Ocean Beach is approximately $1,432,591.
Are home values rising or falling in Ocean Beach?
Zillow neighborhood values changed 3.0% year over year and 0.44% month over month.
What is the Neighborhood Momentum Score for Ocean Beach?
Ocean Beach has a Neighborhood Momentum Score of 75.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Ocean Beach?
The NDS-derived neighborhood median household income is approximately $97,980.
How affordable is Ocean Beach relative to household income?
The current Zillow home-value-to-household-income ratio is 14.62. Price-to-income affordability is a major Value Opportunity input.
Is Ocean Beach primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 18.6%.
What is the unemployment rate in Ocean Beach?
The NDS-derived civilian unemployment rate is approximately 4.7%.
How educated are residents of Ocean Beach?
Approximately 60.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Ocean Beach face high rent burden?
Approximately 54.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Ocean Beach?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications163
Estimated originations92
Home-purchase applications70
Origination rate56.7%
Home-purchase share43.0%
Average application loan$744,194
Total application loan amount$121,130,024
National application rank#2,679 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 43.3% YoY; originations 80.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.