Neighborhood Profile

Scripps Ranch

San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
59.5
National rank: #4,184 of 14,967
Stability and Strength
73.2
Score
Value Opportunity
53.8
Score
Momentum
45.6
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSan Diego, CA
CountySan Diego County
National rank#4,184 of 14,967
State rank#435 of 1,814
City rank#15 of 111
County rank#29 of 170
National percentile72.0
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,517,600
Year-over-year home value change0.3%
Month-over-month home value change-0.05%
Home value to income ratio9.46
Median household income$160,354
Bachelor's degree or higher68.1%
Civilian unemployment rate3.6%
Homeownership rate75.0%
Housing vacancy rate5.9%
Rent burden 30% or higher56.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Scripps Ranch

What is the Best Neighborhoods USA ranking for Scripps Ranch?

Scripps Ranch is ranked #15 of 111 eligible neighborhoods in San Diego; #435 of 1,814 eligible neighborhoods in CA; and #4,184 of 14,967 eligible neighborhoods in the United States.

Is Scripps Ranch one of the best neighborhoods in San Diego?

Scripps Ranch has a Best Neighborhoods USA Index of 59.5 and a city ranking of #15 of 111 eligible neighborhoods in San Diego.

How much are homes worth in Scripps Ranch?

The current Zillow Home Value Index for Scripps Ranch is approximately $1,517,600.

Are home values rising or falling in Scripps Ranch?

Zillow neighborhood values changed 0.3% year over year and -0.05% month over month.

What is the Neighborhood Momentum Score for Scripps Ranch?

Scripps Ranch has a Neighborhood Momentum Score of 45.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Scripps Ranch?

The NDS-derived neighborhood median household income is approximately $160,354.

How affordable is Scripps Ranch relative to household income?

The current Zillow home-value-to-household-income ratio is 9.46. Price-to-income affordability is a major Value Opportunity input.

Is Scripps Ranch primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 75.0%.

What is the unemployment rate in Scripps Ranch?

The NDS-derived civilian unemployment rate is approximately 3.6%.

How educated are residents of Scripps Ranch?

Approximately 68.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Scripps Ranch face high rent burden?

Approximately 56.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Scripps Ranch?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications525
Estimated originations301
Home-purchase applications184
Origination rate57.4%
Home-purchase share35.1%
Average application loan$615,001
Total application loan amount$322,750,581
National application rank#515 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 35.3% YoY; originations 41.3% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.