What is the Best Neighborhoods USA ranking for University City?
University City is ranked #59 of 111 eligible neighborhoods in San Diego; #1,097 of 1,814 eligible neighborhoods in CA; and #8,998 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
University City
San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
46.2
Stability and Strength
53.9
Value Opportunity
41.3
Momentum
40.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Diego, CA |
| County | San Diego County |
| National rank | #8,998 of 14,967 |
| State rank | #1,097 of 1,814 |
| City rank | #59 of 111 |
| County rank | #99 of 170 |
| National percentile | 39.9 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,449,405 |
| Year-over-year home value change | -0.9% |
| Month-over-month home value change | 0.11% |
| Home value to income ratio | 14.39 |
| Median household income | $100,734 |
| Bachelor's degree or higher | 74.9% |
| Civilian unemployment rate | 5.9% |
| Homeownership rate | 33.6% |
| Housing vacancy rate | 7.7% |
| Rent burden 30% or higher | 57.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in University City
Is University City one of the best neighborhoods in San Diego?
University City has a Best Neighborhoods USA Index of 46.2 and a city ranking of #59 of 111 eligible neighborhoods in San Diego.
How much are homes worth in University City?
The current Zillow Home Value Index for University City is approximately $1,449,405.
Are home values rising or falling in University City?
Zillow neighborhood values changed -0.9% year over year and 0.11% month over month.
What is the Neighborhood Momentum Score for University City?
University City has a Neighborhood Momentum Score of 40.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in University City?
The NDS-derived neighborhood median household income is approximately $100,734.
How affordable is University City relative to household income?
The current Zillow home-value-to-household-income ratio is 14.39. Price-to-income affordability is a major Value Opportunity input.
Is University City primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 33.6%.
What is the unemployment rate in University City?
The NDS-derived civilian unemployment rate is approximately 5.9%.
How educated are residents of University City?
Approximately 74.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in University City face high rent burden?
Approximately 57.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score University City?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications627
Estimated originations376
Home-purchase applications295
Origination rate60.0%
Home-purchase share47.1%
Average application loan$552,465
Total application loan amount$346,239,468
National application rank#384 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 6.5% YoY; originations 11.4% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.