What is the Best Neighborhoods USA ranking for Garden City?
Garden City is ranked #119 of 188 eligible neighborhoods in Jacksonville; #685 of 1,145 eligible neighborhoods in FL; and #10,630 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Garden City
Jacksonville, FL | Duval County
Scored premium profile
Best Neighborhoods USA Index
41.3
Stability and Strength
37.5
Value Opportunity
40.9
Momentum
47.7
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Jacksonville, FL |
| County | Duval County |
| National rank | #10,630 of 14,967 |
| State rank | #685 of 1,145 |
| City rank | #119 of 188 |
| County rank | #119 of 188 |
| National percentile | 29.0 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $280,206 |
| Year-over-year home value change | -0.1% |
| Month-over-month home value change | 0.14% |
| Home value to income ratio | 4.70 |
| Median household income | $59,575 |
| Bachelor's degree or higher | 27.2% |
| Civilian unemployment rate | 11.8% |
| Homeownership rate | 73.7% |
| Housing vacancy rate | 6.9% |
| Rent burden 30% or higher | 49.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Garden City
Is Garden City one of the best neighborhoods in Jacksonville?
Garden City has a Best Neighborhoods USA Index of 41.3 and a city ranking of #119 of 188 eligible neighborhoods in Jacksonville.
How much are homes worth in Garden City?
The current Zillow Home Value Index for Garden City is approximately $280,206.
Are home values rising or falling in Garden City?
Zillow neighborhood values changed -0.1% year over year and 0.14% month over month.
What is the Neighborhood Momentum Score for Garden City?
Garden City has a Neighborhood Momentum Score of 47.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Garden City?
The NDS-derived neighborhood median household income is approximately $59,575.
How affordable is Garden City relative to household income?
The current Zillow home-value-to-household-income ratio is 4.70. Price-to-income affordability is a major Value Opportunity input.
Is Garden City primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 73.7%.
What is the unemployment rate in Garden City?
The NDS-derived civilian unemployment rate is approximately 11.8%.
How educated are residents of Garden City?
Approximately 27.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Garden City face high rent burden?
Approximately 49.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Garden City?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications154
Estimated originations75
Home-purchase applications67
Origination rate48.7%
Home-purchase share43.4%
Average application loan$192,384
Total application loan amount$29,585,984
National application rank#2,850 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -2.8% YoY; originations 2.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.