What is the Best Neighborhoods USA ranking for Goulding?
Goulding is ranked #2 of 15 eligible neighborhoods in Pensacola; #62 of 1,145 eligible neighborhoods in FL; and #1,912 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Goulding
Pensacola, FL | Escambia County
Scored premium profile
Best Neighborhoods USA Index
67.4
Stability and Strength
67.8
Value Opportunity
65.2
Momentum
70.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Pensacola, FL |
| County | Escambia County |
| National rank | #1,912 of 14,967 |
| State rank | #62 of 1,145 |
| City rank | #2 of 15 |
| County rank | #2 of 15 |
| National percentile | 87.2 |
| National band | TOP_25_PERCENT |
Neighborhood Expert Opportunity
Become the Neighborhood Expert for this market
Inquire about this marketUnsold commercial placement. No local expert is currently assigned.
Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $506,466 |
| Year-over-year home value change | 2.1% |
| Month-over-month home value change | 0.46% |
| Home value to income ratio | 4.32 |
| Median household income | $117,240 |
| Bachelor's degree or higher | 62.7% |
| Civilian unemployment rate | 3.4% |
| Homeownership rate | 79.1% |
| Housing vacancy rate | 13.7% |
| Rent burden 30% or higher | 48.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Goulding
Is Goulding one of the best neighborhoods in Pensacola?
Goulding has a Best Neighborhoods USA Index of 67.4 and a city ranking of #2 of 15 eligible neighborhoods in Pensacola.
How much are homes worth in Goulding?
The current Zillow Home Value Index for Goulding is approximately $506,466.
Are home values rising or falling in Goulding?
Zillow neighborhood values changed 2.1% year over year and 0.46% month over month.
What is the Neighborhood Momentum Score for Goulding?
Goulding has a Neighborhood Momentum Score of 70.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Goulding?
The NDS-derived neighborhood median household income is approximately $117,240.
How affordable is Goulding relative to household income?
The current Zillow home-value-to-household-income ratio is 4.32. Price-to-income affordability is a major Value Opportunity input.
Is Goulding primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 79.1%.
What is the unemployment rate in Goulding?
The NDS-derived civilian unemployment rate is approximately 3.4%.
How educated are residents of Goulding?
Approximately 62.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Goulding face high rent burden?
Approximately 48.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Goulding?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications280
Estimated originations145
Home-purchase applications139
Origination rate52.0%
Home-purchase share49.6%
Average application loan$321,268
Total application loan amount$89,845,793
National application rank#1,320 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -12.3% YoY; originations -19.6% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.