What is the Best Neighborhoods USA ranking for Orchard?
Orchard is ranked #43 of 50 eligible neighborhoods in Oxnard; #1,388 of 1,814 eligible neighborhoods in CA; and #11,162 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Orchard
Oxnard, CA | Ventura County
Scored premium profile
Best Neighborhoods USA Index
39.5
Stability and Strength
35.1
Value Opportunity
31.0
Momentum
58.4
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Oxnard, CA |
| County | Ventura County |
| National rank | #11,162 of 14,967 |
| State rank | #1,388 of 1,814 |
| City rank | #43 of 50 |
| County rank | #57 of 65 |
| National percentile | 25.4 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $752,372 |
| Year-over-year home value change | 1.5% |
| Month-over-month home value change | 0.11% |
| Home value to income ratio | 9.05 |
| Median household income | $83,172 |
| Bachelor's degree or higher | 24.6% |
| Civilian unemployment rate | 12.9% |
| Homeownership rate | 49.7% |
| Housing vacancy rate | 4.7% |
| Rent burden 30% or higher | 66.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Orchard
Is Orchard one of the best neighborhoods in Oxnard?
Orchard has a Best Neighborhoods USA Index of 39.5 and a city ranking of #43 of 50 eligible neighborhoods in Oxnard.
How much are homes worth in Orchard?
The current Zillow Home Value Index for Orchard is approximately $752,372.
Are home values rising or falling in Orchard?
Zillow neighborhood values changed 1.5% year over year and 0.11% month over month.
What is the Neighborhood Momentum Score for Orchard?
Orchard has a Neighborhood Momentum Score of 58.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Orchard?
The NDS-derived neighborhood median household income is approximately $83,172.
How affordable is Orchard relative to household income?
The current Zillow home-value-to-household-income ratio is 9.05. Price-to-income affordability is a major Value Opportunity input.
Is Orchard primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 49.7%.
What is the unemployment rate in Orchard?
The NDS-derived civilian unemployment rate is approximately 12.9%.
How educated are residents of Orchard?
Approximately 24.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Orchard face high rent burden?
Approximately 66.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Orchard?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications75
Estimated originations51
Home-purchase applications20
Origination rate67.8%
Home-purchase share26.7%
Average application loan$291,945
Total application loan amount$21,907,032
National application rank#5,504 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 25.0% YoY; originations 75.4% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.