What is the Best Neighborhoods USA ranking for Silver Springs?
Silver Springs is ranked #3 of 11 eligible neighborhoods in Lafayette; #70 of 1,814 eligible neighborhoods in CA; and #1,166 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Silver Springs
Lafayette, CA | Contra Costa County
Scored premium profile
Best Neighborhoods USA Index
71.0
Stability and Strength
81.8
Value Opportunity
50.8
Momentum
82.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Lafayette, CA |
| County | Contra Costa County |
| National rank | #1,166 of 14,967 |
| State rank | #70 of 1,814 |
| City rank | #3 of 11 |
| County rank | #6 of 57 |
| National percentile | 92.2 |
| National band | TOP_10_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $2,910,308 |
| Year-over-year home value change | 3.3% |
| Month-over-month home value change | 1.25% |
| Home value to income ratio | 12.33 |
| Median household income | $236,026 |
| Bachelor's degree or higher | 66.8% |
| Civilian unemployment rate | 5.5% |
| Homeownership rate | 96.4% |
| Housing vacancy rate | 3.3% |
| Rent burden 30% or higher | 0.2% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Silver Springs
Is Silver Springs one of the best neighborhoods in Lafayette?
Silver Springs has a Best Neighborhoods USA Index of 71.0 and a city ranking of #3 of 11 eligible neighborhoods in Lafayette.
How much are homes worth in Silver Springs?
The current Zillow Home Value Index for Silver Springs is approximately $2,910,308.
Are home values rising or falling in Silver Springs?
Zillow neighborhood values changed 3.3% year over year and 1.25% month over month.
What is the Neighborhood Momentum Score for Silver Springs?
Silver Springs has a Neighborhood Momentum Score of 82.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Silver Springs?
The NDS-derived neighborhood median household income is approximately $236,026.
How affordable is Silver Springs relative to household income?
The current Zillow home-value-to-household-income ratio is 12.33. Price-to-income affordability is a major Value Opportunity input.
Is Silver Springs primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 96.4%.
What is the unemployment rate in Silver Springs?
The NDS-derived civilian unemployment rate is approximately 5.5%.
How educated are residents of Silver Springs?
Approximately 66.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Silver Springs face high rent burden?
Approximately 0.2% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Silver Springs?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications6
Estimated originations4
Home-purchase applications2
Origination rate60.7%
Home-purchase share30.4%
Average application loan$890,114
Total application loan amount$5,504,786
National application rank#13,420 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 17.9% YoY; originations 7.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.