What is the Best Neighborhoods USA ranking for Spruce Hill?
Spruce Hill is ranked #78 of 140 eligible neighborhoods in Philadelphia; #255 of 382 eligible neighborhoods in PA; and #10,838 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Spruce Hill
Philadelphia, PA | Philadelphia County
Scored premium profile
Best Neighborhoods USA Index
40.6
Stability and Strength
43.8
Value Opportunity
34.8
Momentum
43.5
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Philadelphia, PA |
| County | Philadelphia County |
| National rank | #10,838 of 14,967 |
| State rank | #255 of 382 |
| City rank | #78 of 140 |
| County rank | #78 of 140 |
| National percentile | 27.6 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $593,365 |
| Year-over-year home value change | -2.0% |
| Month-over-month home value change | 0.71% |
| Home value to income ratio | 11.67 |
| Median household income | $50,852 |
| Bachelor's degree or higher | 72.8% |
| Civilian unemployment rate | 4.2% |
| Homeownership rate | 13.2% |
| Housing vacancy rate | 9.5% |
| Rent burden 30% or higher | 50.9% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Spruce Hill
Is Spruce Hill one of the best neighborhoods in Philadelphia?
Spruce Hill has a Best Neighborhoods USA Index of 40.6 and a city ranking of #78 of 140 eligible neighborhoods in Philadelphia.
How much are homes worth in Spruce Hill?
The current Zillow Home Value Index for Spruce Hill is approximately $593,365.
Are home values rising or falling in Spruce Hill?
Zillow neighborhood values changed -2.0% year over year and 0.71% month over month.
What is the Neighborhood Momentum Score for Spruce Hill?
Spruce Hill has a Neighborhood Momentum Score of 43.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Spruce Hill?
The NDS-derived neighborhood median household income is approximately $50,852.
How affordable is Spruce Hill relative to household income?
The current Zillow home-value-to-household-income ratio is 11.67. Price-to-income affordability is a major Value Opportunity input.
Is Spruce Hill primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 13.2%.
What is the unemployment rate in Spruce Hill?
The NDS-derived civilian unemployment rate is approximately 4.2%.
How educated are residents of Spruce Hill?
Approximately 72.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Spruce Hill face high rent burden?
Approximately 50.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Spruce Hill?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications110
Estimated originations62
Home-purchase applications54
Origination rate55.9%
Home-purchase share49.4%
Average application loan$386,832
Total application loan amount$42,659,652
National application rank#3,995 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -2.2% YoY; originations -10.4% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.