What is the Best Neighborhoods USA ranking for Lone Mountain?
Lone Mountain is ranked #51 of 71 eligible neighborhoods in San Francisco; #348 of 1,814 eligible neighborhoods in CA; and #3,574 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Lone Mountain
San Francisco, CA | San Francisco County
Scored premium profile
Best Neighborhoods USA Index
61.4
Stability and Strength
56.1
Value Opportunity
40.1
Momentum
99.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Francisco, CA |
| County | San Francisco County |
| National rank | #3,574 of 14,967 |
| State rank | #348 of 1,814 |
| City rank | #51 of 71 |
| County rank | #51 of 71 |
| National percentile | 76.1 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $2,304,966 |
| Year-over-year home value change | 17.5% |
| Month-over-month home value change | 2.77% |
| Home value to income ratio | 19.70 |
| Median household income | $117,020 |
| Bachelor's degree or higher | 70.8% |
| Civilian unemployment rate | 6.0% |
| Homeownership rate | 30.4% |
| Housing vacancy rate | 10.0% |
| Rent burden 30% or higher | 48.1% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Lone Mountain
Is Lone Mountain one of the best neighborhoods in San Francisco?
Lone Mountain has a Best Neighborhoods USA Index of 61.4 and a city ranking of #51 of 71 eligible neighborhoods in San Francisco.
How much are homes worth in Lone Mountain?
The current Zillow Home Value Index for Lone Mountain is approximately $2,304,966.
Are home values rising or falling in Lone Mountain?
Zillow neighborhood values changed 17.5% year over year and 2.77% month over month.
What is the Neighborhood Momentum Score for Lone Mountain?
Lone Mountain has a Neighborhood Momentum Score of 99.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Lone Mountain?
The NDS-derived neighborhood median household income is approximately $117,020.
How affordable is Lone Mountain relative to household income?
The current Zillow home-value-to-household-income ratio is 19.70. Price-to-income affordability is a major Value Opportunity input.
Is Lone Mountain primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 30.4%.
What is the unemployment rate in Lone Mountain?
The NDS-derived civilian unemployment rate is approximately 6.0%.
How educated are residents of Lone Mountain?
Approximately 70.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Lone Mountain face high rent burden?
Approximately 48.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Lone Mountain?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications82
Estimated originations38
Home-purchase applications33
Origination rate47.1%
Home-purchase share41.0%
Average application loan$880,194
Total application loan amount$71,928,100
National application rank#5,146 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 65.6% YoY; originations 18.1% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.