Neighborhood Profile

Woodlawn

Schenectady, NY | Schenectady County
Scored premium profile
Best Neighborhoods USA Index
56.0
National rank: #5,372 of 14,967
Stability and Strength
42.9
Score
Value Opportunity
57.6
Score
Momentum
74.8
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSchenectady, NY
CountySchenectady County
National rank#5,372 of 14,967
State rank#149 of 418
City rank#5 of 13
County rank#5 of 13
National percentile64.1
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$252,699
Year-over-year home value change4.4%
Month-over-month home value change0.10%
Home value to income ratio3.61
Median household income$70,035
Bachelor's degree or higher23.9%
Civilian unemployment rate6.0%
Homeownership rate55.1%
Housing vacancy rate1.8%
Rent burden 30% or higher54.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Woodlawn

What is the Best Neighborhoods USA ranking for Woodlawn?

Woodlawn is ranked #5 of 13 eligible neighborhoods in Schenectady; #149 of 418 eligible neighborhoods in NY; and #5,372 of 14,967 eligible neighborhoods in the United States.

Is Woodlawn one of the best neighborhoods in Schenectady?

Woodlawn has a Best Neighborhoods USA Index of 56.0 and a city ranking of #5 of 13 eligible neighborhoods in Schenectady.

How much are homes worth in Woodlawn?

The current Zillow Home Value Index for Woodlawn is approximately $252,699.

Are home values rising or falling in Woodlawn?

Zillow neighborhood values changed 4.4% year over year and 0.10% month over month.

What is the Neighborhood Momentum Score for Woodlawn?

Woodlawn has a Neighborhood Momentum Score of 74.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Woodlawn?

The NDS-derived neighborhood median household income is approximately $70,035.

How affordable is Woodlawn relative to household income?

The current Zillow home-value-to-household-income ratio is 3.61. Price-to-income affordability is a major Value Opportunity input.

Is Woodlawn primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 55.1%.

What is the unemployment rate in Woodlawn?

The NDS-derived civilian unemployment rate is approximately 6.0%.

How educated are residents of Woodlawn?

Approximately 23.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Woodlawn face high rent burden?

Approximately 54.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Woodlawn?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications309
Estimated originations180
Home-purchase applications146
Origination rate58.4%
Home-purchase share47.4%
Average application loan$139,131
Total application loan amount$42,956,587
National application rank#1,135 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -1.8% YoY; originations -0.5% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.