What is the Best Neighborhoods USA ranking for Oldtown?
Oldtown is ranked #5 of 6 eligible neighborhoods in National City; #1,713 of 1,814 eligible neighborhoods in CA; and #13,956 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Oldtown
National City, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
26.9
Stability and Strength
23.3
Value Opportunity
18.7
Momentum
44.1
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | National City, CA |
| County | San Diego County |
| National rank | #13,956 of 14,967 |
| State rank | #1,713 of 1,814 |
| City rank | #5 of 6 |
| County rank | #159 of 170 |
| National percentile | 6.8 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $640,301 |
| Year-over-year home value change | 0.1% |
| Month-over-month home value change | -0.04% |
| Home value to income ratio | 14.09 |
| Median household income | $45,442 |
| Bachelor's degree or higher | 26.6% |
| Civilian unemployment rate | 15.9% |
| Homeownership rate | 20.3% |
| Housing vacancy rate | 5.1% |
| Rent burden 30% or higher | 53.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Oldtown
Is Oldtown one of the best neighborhoods in National City?
Oldtown has a Best Neighborhoods USA Index of 26.9 and a city ranking of #5 of 6 eligible neighborhoods in National City.
How much are homes worth in Oldtown?
The current Zillow Home Value Index for Oldtown is approximately $640,301.
Are home values rising or falling in Oldtown?
Zillow neighborhood values changed 0.1% year over year and -0.04% month over month.
What is the Neighborhood Momentum Score for Oldtown?
Oldtown has a Neighborhood Momentum Score of 44.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Oldtown?
The NDS-derived neighborhood median household income is approximately $45,442.
How affordable is Oldtown relative to household income?
The current Zillow home-value-to-household-income ratio is 14.09. Price-to-income affordability is a major Value Opportunity input.
Is Oldtown primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 20.3%.
What is the unemployment rate in Oldtown?
The NDS-derived civilian unemployment rate is approximately 15.9%.
How educated are residents of Oldtown?
Approximately 26.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Oldtown face high rent burden?
Approximately 53.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Oldtown?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications6
Estimated originations2
Home-purchase applications3
Origination rate39.1%
Home-purchase share50.0%
Average application loan$602,174
Total application loan amount$3,529,739
National application rank#13,513 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 109.1% YoY; originations -10.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.