Neighborhood Profile

Del Cerro

San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
63.7
National rank: #2,852 of 14,967
Stability and Strength
72.5
Score
Value Opportunity
49.6
Score
Momentum
69.5
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSan Diego, CA
CountySan Diego County
National rank#2,852 of 14,967
State rank#244 of 1,814
City rank#3 of 111
County rank#6 of 170
National percentile81.0
National bandTOP_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,466,337
Year-over-year home value change2.7%
Month-over-month home value change0.25%
Home value to income ratio9.77
Median household income$150,061
Bachelor's degree or higher67.2%
Civilian unemployment rate7.0%
Homeownership rate80.9%
Housing vacancy rate3.6%
Rent burden 30% or higher39.0%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Del Cerro

What is the Best Neighborhoods USA ranking for Del Cerro?

Del Cerro is ranked #3 of 111 eligible neighborhoods in San Diego; #244 of 1,814 eligible neighborhoods in CA; and #2,852 of 14,967 eligible neighborhoods in the United States.

Is Del Cerro one of the best neighborhoods in San Diego?

Del Cerro has a Best Neighborhoods USA Index of 63.7 and a city ranking of #3 of 111 eligible neighborhoods in San Diego.

How much are homes worth in Del Cerro?

The current Zillow Home Value Index for Del Cerro is approximately $1,466,337.

Are home values rising or falling in Del Cerro?

Zillow neighborhood values changed 2.7% year over year and 0.25% month over month.

What is the Neighborhood Momentum Score for Del Cerro?

Del Cerro has a Neighborhood Momentum Score of 69.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Del Cerro?

The NDS-derived neighborhood median household income is approximately $150,061.

How affordable is Del Cerro relative to household income?

The current Zillow home-value-to-household-income ratio is 9.77. Price-to-income affordability is a major Value Opportunity input.

Is Del Cerro primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 80.9%.

What is the unemployment rate in Del Cerro?

The NDS-derived civilian unemployment rate is approximately 7.0%.

How educated are residents of Del Cerro?

Approximately 67.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Del Cerro face high rent burden?

Approximately 39.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Del Cerro?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications277
Estimated originations165
Home-purchase applications96
Origination rate59.7%
Home-purchase share34.7%
Average application loan$560,851
Total application loan amount$155,117,903
National application rank#1,352 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 33.4% YoY; originations 23.5% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.