Neighborhood Profile

Emerald Hills

San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
42.8
National rank: #10,133 of 14,967
Stability and Strength
48.5
Score
Value Opportunity
33.2
Score
Momentum
47.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSan Diego, CA
CountySan Diego County
National rank#10,133 of 14,967
State rank#1,254 of 1,814
City rank#69 of 111
County rank#115 of 170
National percentile32.3
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$743,920
Year-over-year home value change-0.1%
Month-over-month home value change0.12%
Home value to income ratio10.21
Median household income$72,834
Bachelor's degree or higher28.3%
Civilian unemployment rate5.0%
Homeownership rate62.9%
Housing vacancy rate5.8%
Rent burden 30% or higher41.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Emerald Hills

What is the Best Neighborhoods USA ranking for Emerald Hills?

Emerald Hills is ranked #69 of 111 eligible neighborhoods in San Diego; #1,254 of 1,814 eligible neighborhoods in CA; and #10,133 of 14,967 eligible neighborhoods in the United States.

Is Emerald Hills one of the best neighborhoods in San Diego?

Emerald Hills has a Best Neighborhoods USA Index of 42.8 and a city ranking of #69 of 111 eligible neighborhoods in San Diego.

How much are homes worth in Emerald Hills?

The current Zillow Home Value Index for Emerald Hills is approximately $743,920.

Are home values rising or falling in Emerald Hills?

Zillow neighborhood values changed -0.1% year over year and 0.12% month over month.

What is the Neighborhood Momentum Score for Emerald Hills?

Emerald Hills has a Neighborhood Momentum Score of 47.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Emerald Hills?

The NDS-derived neighborhood median household income is approximately $72,834.

How affordable is Emerald Hills relative to household income?

The current Zillow home-value-to-household-income ratio is 10.21. Price-to-income affordability is a major Value Opportunity input.

Is Emerald Hills primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 62.9%.

What is the unemployment rate in Emerald Hills?

The NDS-derived civilian unemployment rate is approximately 5.0%.

How educated are residents of Emerald Hills?

Approximately 28.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Emerald Hills face high rent burden?

Approximately 41.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Emerald Hills?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications142
Estimated originations67
Home-purchase applications48
Origination rate47.1%
Home-purchase share33.9%
Average application loan$367,623
Total application loan amount$52,220,180
National application rank#3,096 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 14.5% YoY; originations 8.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.