What is the Best Neighborhoods USA ranking for Golden Hill?
Golden Hill is ranked #75 of 111 eligible neighborhoods in San Diego; #1,325 of 1,814 eligible neighborhoods in CA; and #10,719 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Golden Hill
San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
41.0
Stability and Strength
37.2
Value Opportunity
30.5
Momentum
61.7
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Diego, CA |
| County | San Diego County |
| National rank | #10,719 of 14,967 |
| State rank | #1,325 of 1,814 |
| City rank | #75 of 111 |
| County rank | #121 of 170 |
| National percentile | 28.4 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,012,016 |
| Year-over-year home value change | 2.3% |
| Month-over-month home value change | 0.05% |
| Home value to income ratio | 14.29 |
| Median household income | $70,843 |
| Bachelor's degree or higher | 45.9% |
| Civilian unemployment rate | 8.0% |
| Homeownership rate | 15.8% |
| Housing vacancy rate | 5.4% |
| Rent burden 30% or higher | 58.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Golden Hill
Is Golden Hill one of the best neighborhoods in San Diego?
Golden Hill has a Best Neighborhoods USA Index of 41.0 and a city ranking of #75 of 111 eligible neighborhoods in San Diego.
How much are homes worth in Golden Hill?
The current Zillow Home Value Index for Golden Hill is approximately $1,012,016.
Are home values rising or falling in Golden Hill?
Zillow neighborhood values changed 2.3% year over year and 0.05% month over month.
What is the Neighborhood Momentum Score for Golden Hill?
Golden Hill has a Neighborhood Momentum Score of 61.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Golden Hill?
The NDS-derived neighborhood median household income is approximately $70,843.
How affordable is Golden Hill relative to household income?
The current Zillow home-value-to-household-income ratio is 14.29. Price-to-income affordability is a major Value Opportunity input.
Is Golden Hill primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 15.8%.
What is the unemployment rate in Golden Hill?
The NDS-derived civilian unemployment rate is approximately 8.0%.
How educated are residents of Golden Hill?
Approximately 45.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Golden Hill face high rent burden?
Approximately 58.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Golden Hill?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications122
Estimated originations67
Home-purchase applications55
Origination rate54.8%
Home-purchase share44.8%
Average application loan$589,884
Total application loan amount$72,185,066
National application rank#3,574 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 30.7% YoY; originations 8.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.