What is the Best Neighborhoods USA ranking for Lake Murray?
Lake Murray is ranked #26 of 111 eligible neighborhoods in San Diego; #638 of 1,814 eligible neighborhoods in CA; and #5,767 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Lake Murray
San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
54.9
Stability and Strength
62.9
Value Opportunity
48.6
Momentum
51.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Diego, CA |
| County | San Diego County |
| National rank | #5,767 of 14,967 |
| State rank | #638 of 1,814 |
| City rank | #26 of 111 |
| County rank | #52 of 170 |
| National percentile | 61.5 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,017,602 |
| Year-over-year home value change | 0.6% |
| Month-over-month home value change | 0.06% |
| Home value to income ratio | 8.50 |
| Median household income | $119,732 |
| Bachelor's degree or higher | 52.5% |
| Civilian unemployment rate | 6.1% |
| Homeownership rate | 69.5% |
| Housing vacancy rate | 2.6% |
| Rent burden 30% or higher | 55.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Lake Murray
Is Lake Murray one of the best neighborhoods in San Diego?
Lake Murray has a Best Neighborhoods USA Index of 54.9 and a city ranking of #26 of 111 eligible neighborhoods in San Diego.
How much are homes worth in Lake Murray?
The current Zillow Home Value Index for Lake Murray is approximately $1,017,602.
Are home values rising or falling in Lake Murray?
Zillow neighborhood values changed 0.6% year over year and 0.06% month over month.
What is the Neighborhood Momentum Score for Lake Murray?
Lake Murray has a Neighborhood Momentum Score of 51.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Lake Murray?
The NDS-derived neighborhood median household income is approximately $119,732.
How affordable is Lake Murray relative to household income?
The current Zillow home-value-to-household-income ratio is 8.50. Price-to-income affordability is a major Value Opportunity input.
Is Lake Murray primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 69.5%.
What is the unemployment rate in Lake Murray?
The NDS-derived civilian unemployment rate is approximately 6.1%.
How educated are residents of Lake Murray?
Approximately 52.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Lake Murray face high rent burden?
Approximately 55.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Lake Murray?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications683
Estimated originations442
Home-purchase applications280
Origination rate64.6%
Home-purchase share40.9%
Average application loan$458,154
Total application loan amount$312,958,748
National application rank#345 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 13.0% YoY; originations 17.8% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.